If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Would It Be?

[Anonymous]

If a person(s) you truly cared about asked, "Which Keeper Credit Card Would You Recommend I obtained and Keep Forever?"

Which Keeper Credit Card would you suggest? 

Remember, only "ONE,"  please.

Just trying to get people's honest, empirical responses.

[Streetervillelady]

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@Anonymous wrote:

If you were on your death bed and a person(s) you truly cared about asked, "Which Keeper Credit Card Would You Recommend I obtained and Keep Forever?"

Which Keeper Credit Card would you suggest? 

Remember, only "ONE,"  please.

I'm asking because there are a ton of recommendations on these forums, so I decide to narrow it down a bit.

I asked a simular question to a guy, who was recommending a restaurant. I asked, "If you had to spend your last $20 on this restaurant, would you?

Just trying to get people's honest, empirical responses.

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Credit Card: Chase Sapphire Preferred

Charge Card: American Express Gold

[Anonymous]

Navy Federal platinum. A low interest card for major expenses beats out a high interest rewards card if it’s the only card you can have. 

[Anonymous]

That's a new one and as a Navy veteran, I might need to make that card an option, once my credit improves.

[Anonymous]

I actually don't have it yet, but I would say PP 2%MC.

[Anonymous]

OP—That’s almost like asking favorite food, drink, dog, etc.. You’ll get many opinions, but the needs, wants, spend, goals, etc. of everyone are vastly different such that the opinions and/recommendations may not be of much real use.

[wasCB14]

If I care even slightly about someone, I get information (travel habits, where they shop, overall spend, etc).

But if someone is a real ***hole, I suggest Barclays Gold Card.

[AverageJoesCredit]

Lol, i wish we could see people pick one as stated by original post but it always turns into 2 then 3 then 4 etc haha. Need proof , first post went for 2. , thats true but when these kinds of threads start, if people would go off original question, a fact isnt needed. You just offer your own personal opinion.

For the thread, my one choice , without a doubt , would be my Navy Cash Rewards. Not only can you achieve a high enough limit for everyday purposes on any income level, you can have some rewards ( yes i know there are other cards with higher rewards, but as a keeper my reasons to ne trump that for sake of this thread ) can achieve a pretty low apr for a rewards card, 11.74%, and ability to take money from it without being frowned upon is a nice feature. Not to mention good bt offers.

[UpperNwGuy]

Any of the cards that offer 2% back on everything:  Citi Double Cash, Fidelity, PenFed Power Cash, PayPal, Alliant, etc.  Pick your favorite.

(Notice the absence of any Chase, Amex, NFCU, and Bank of America cards in that category.)

[Anonymous]

For the pre-February 2019 rate, Amex Business Platinum.

For February 2019 forward Amex Personal Platinum.

A few times I booked through third parties and SPG properties still gave me status upgrades.

For anyone reading this, absolutely DO NOT expect that but it is sweet when it happens.