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If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Would It Be?

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If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Would It Be?

If a person(s) you truly cared about asked, "Which Keeper Credit Card Would You Recommend I obtained and Keep Forever?"

 

Which Keeper Credit Card would you suggest? 

 

Remember, only "ONE,"  please.

 

Just trying to get people's honest, empirical responses.

 

 

Message 1 of 37
36 REPLIES 36
Regular Contributor

Re: If You Were Allowed To Recommend just "ONE" Keeper Credit Card To A Love One, What Wou


@CCALBERT1358 wrote:

If you were on your death bed and a person(s) you truly cared about asked, "Which Keeper Credit Card Would You Recommend I obtained and Keep Forever?"

 

Which Keeper Credit Card would you suggest? 

 

Remember, only "ONE,"  please.

 

I'm asking because there are a ton of recommendations on these forums, so I decide to narrow it down a bit.

 

I asked a simular question to a guy, who was recommending a restaurant. I asked, "If you had to spend your last $20 on this restaurant, would you?

 

Just trying to get people's honest, empirical responses.

 

 


Credit Card: Chase Sapphire Preferred

 

Charge Card: American Express Gold


Message 2 of 37
Super Contributor

Re: If You Were Allowed To Recommend just "ONE" Keeper Credit Card To A Love One, What Wou

Navy Federal platinum. A low interest card for major expenses beats out a high interest rewards card if it’s the only card you can have. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 3 of 37
Contributor

Re: If You Were Allowed To Recommend just "ONE" Keeper Credit Card To A Love One, What Wou

That's a new one and as a Navy veteran, I might need to make that card an option, once my credit improves.

Message 4 of 37
Valued Contributor

Re: If You Were Allowed To Recommend just "ONE" Keeper Credit Card To A Love One, What Wou

I actually don't have it yet, but I would say PP 2%MC.

ⳂαԼԼεէ ✈⛽☕ ⳎroⳎel ✈☕ ⸿sƦ ✈☕⻇ ❡olδ ⌚ ēD ☕iէ ┊ ↇᏨ⌚⛽☏ ααƤƧ ⚕ ββⳎ
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Message 5 of 37
Highlighted
Established Contributor

Re: If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Wou

OP—That’s almost like asking favorite food, drink, dog, etc.. You’ll get many opinions, but the needs, wants, spend, goals, etc. of everyone are vastly different such that the opinions and/recommendations may not be of much real use.
Back In the garden June 2019 until TBD
FICO 8 Scores (Inquiries) May 29, 2019

Military Star - $8.7K | FCCU Platinum Signature VISA - $13K | Care Credit - $25K | Barclay AA Red MC - $5K | Best Buy Citi Visa - $3K | Cap1 Savor - $3.1K | USAA Signature VISA - $6K | PFCU Power Cash Rewards Signature VISA - $28.5K | CSR $15K | USAA AMEX - $12K | AMEX BCP - $35K | Chase Freedom Signature Visa- $7.5K | HSBC Rewards MC - $1.75K | CITI DC - $10.3K | Discover It - $16K | NFCU Cash Rewards Signature Visa - $10K | NFCU CLOC - $15K | TD Ameritrade Client Rewards Visa - $1.5K | Chase FU Signature $15K | Citi AA Plat MC $13K
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Message 6 of 37
Senior Contributor

Re: If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Wou

If I care even slightly about someone, I get information (travel habits, where they shop, overall spend, etc).

 

But if someone is a real ***hole, I suggest Barclays Gold Card.

CSR, CFU, BBP, CF, Discover, Costco, ED, Arrival, Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum, Savor, BCP, Double Cash
May add 100k Platinum for a year then PC to Gold. May add BofA Premium. May add Virgin Atlantic. Likely to downgrade Savor, CSR, BCP.
Message 7 of 37
Community Leader
Super Contributor

Re: If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Wou

Lol, i wish we could see people pick one as stated by original post but it always turns into 2 then 3 then 4 etc hahaSmiley Wink. Need proof , first post went for 2Smiley Wink. , thats true but when these kinds of threads start, if people would go off original question, a fact isnt needed. You just offer your own personal opinion.

For the thread, my one choice , without a doubt , would be my Navy Cash Rewards. Not only can you achieve a high enough limit for everyday purposes on any income level, you can have some rewards ( yes i know there are other cards with higher rewards, but as a keeper my reasons to ne trump that for sake of this threadSmiley Wink ) can achieve a pretty low apr for a rewards card, 11.74%, and ability to take money from it without being frowned upon is a nice feature. Not to mention good bt offers.
#ChaseCreditCardHobby Enthusiast
2022
!
Message 8 of 37
Valued Contributor

Re: If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Wou

Any of the cards that offer 2% back on everything:  Citi Double Cash, Fidelity, PenFed Power Cash, PayPal, Alliant, etc.  Pick your favorite.

 

(Notice the absence of any Chase, Amex, NFCU, and Bank of America cards in that category.)

Chase Sapphire Reserve • PenFed Power Cash Rewards • and five cards in the sock drawer

No CC debt • No bonus chasing • No app sprees • No gift cards • No AZEO • No airline incidentals • No hotel cards • No store cards • No business cards • No authorized users
Message 9 of 37
Frequent Contributor

Re: If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Wou

For the pre-February 2019 rate, Amex Business Platinum.

 

For February 2019 forward Amex Personal Platinum.

 

A few times I booked through third parties and SPG properties still gave me status upgrades.

For anyone reading this, absolutely DO NOT expect that but it is sweet when it happens.

Message 10 of 37
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