If You Were Allowed To Recommend Just "ONE" Keeper Credit Card To A Love One, What Would It Be?

[Anonymous]

Alliant Visa Signature. It is 2.5% on everything

For people that always seems to carry balances on their credit card I would recommend Unify credit card. The apr for purchases and cash advance is 7.25%. I am guessing if the fed interest rates every went back to 0 the interest rate would be 5%. People are taking loans at that interest rate. In the past the blispay card was the golden card, but the bank went broke.

[jb1280]

Amex Platinum

[Streetervillelady]

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@AverageJoesCredit wrote:
Lol, i wish we could see people pick one as stated by original post but it always turns into 2 then 3 then 4 etc haha. Need proof , first post went for 2. , thats true but when these kinds of threads start, if people would go off original question, a fact isnt needed. You just offer your own personal opinion.
upon is a nice feature. Not to mention good bt offers.

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First poster here. One 'credit card',  one 'charge card'.  For any newbie that may not know there is a difference. I wish someone had done the same for me years ago.

[wasCB14]

Re: CSP credit vs. PRG charge...

Charge and credit are not the same, but they can be very similar for a PIFer.

And either one of those cards might be a rather unsuitable choice for someone needing to carry a balance.

[wasCB14]

There's also the consideration that if a CSP is someone's only card, unless there are AUs involved, the Reserve is going to generally be worth the higher AF.

[Anonymous]

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@wasCB14 wrote:

If I care even slightly about someone, I get information (travel habits, where they shop, overall spend, etc).

But if someone is a real ***hole, I suggest Barclays Gold Card.

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Would it be a TOS violation to create another account so that I may upvote this again?

[Anonymous]

I only have a few cards. I like my Discover best.

[Anonymous]

For the thread, my one choice , without a doubt , would be The "AJC" card!

Massive CLI's anytime you hit the LUV Button, 0% APR Interest for life!

on ALL Purchases, Balance Transfers & Cash Advances.

"Chasing the 0/24 , Lol 5/24 Proud Member of Never/24 Club!"

[jdbkiang]

Honestly, if you really cared, you’d have to pick a card that fits their needs. Low interest, high rewards for certain categories, good flat rate rewards, etc.

[Anonymous]

"Don't live life without it" - Ride or Die

The American Express Platinum Card 🏆