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If you could have only ONE card....

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Established Contributor

Re: If you could have only ONE card....


@vV35Hszm wrote:
Easy... Amex Black.

Never heard of that...what is it?

Amex BCE: 18k
Discover It: 17.2k
Citi DC: 4.7k
BBVA Compass ClearPoints: 4k
US Bank Cash +: 1k
Capital One SavorOne: 1k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 11 of 53
Established Contributor

Re: If you could have only ONE card....


@CreditInspired wrote:
AmX Centurion

Oh how I wish dreams could really come true ☺️

I don’t actually know what that is...is that some old Amex that isn’t available anymore?

Amex BCE: 18k
Discover It: 17.2k
Citi DC: 4.7k
BBVA Compass ClearPoints: 4k
US Bank Cash +: 1k
Capital One SavorOne: 1k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 12 of 53
Established Contributor

Re: If you could have only ONE card....


@XtraCredit wrote:
Just for clarification: is a debit card excluded?
If I could still carry my debit card then I would keep my Discover.

Yeah, you can keep the debit LOL. I know what you’re saying—Discover really does have great service/benefits. 

Amex BCE: 18k
Discover It: 17.2k
Citi DC: 4.7k
BBVA Compass ClearPoints: 4k
US Bank Cash +: 1k
Capital One SavorOne: 1k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 13 of 53
Contributor

Re: If you could have only ONE card....

I have a friend who has one which is about as close as I’ll ever get.
Message 14 of 53
Contributor

Re: If you could have only ONE card....

It’s very available. Invite only.
Message 15 of 53
Valued Contributor

Re: If you could have only ONE card....


  1. @pinkandgrey wrote:

    @CreditInspired wrote:
    AmX Centurion

    Oh how I wish dreams could really come true ☺️

    I don’t actually know what that is...is that some old Amex that isn’t available anymore?


Oh it’s still available 

https://www.forbes.com/sites/johnnyjet/2017/07/28/american-express-centurion-black-card-review/#4ba3...

 

GOALS: Garden til DEC 2020 and 800 Club

Scores
JAN 2019: EX 794, TU 783, EQ 801
DEC 2018: EX 777, TU 783, EQ 799

|| AmX ED $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $15.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX Magnate $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 16 of 53
Established Contributor

Re: If you could have only ONE card....


@CreditInspired wrote:

  1. @pinkandgrey wrote:

    @CreditInspired wrote:
    AmX Centurion

    Oh how I wish dreams could really come true ☺️

    I don’t actually know what that is...is that some old Amex that isn’t available anymore?


Oh it’s still available 

https://www.forbes.com/sites/johnnyjet/2017/07/28/american-express-centurion-black-card-review/#4ba3...

 


Yeah I looked it up. Spending $250k on a card in a year... how LOL plus that $2500 AF. Yikes

Amex BCE: 18k
Discover It: 17.2k
Citi DC: 4.7k
BBVA Compass ClearPoints: 4k
US Bank Cash +: 1k
Capital One SavorOne: 1k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 17 of 53
Valued Contributor

Re: If you could have only ONE card....

I did say if only dreams could come true. 😂🤣😂🤣😂😁. This card is definitely for the top 1%
GOALS: Garden til DEC 2020 and 800 Club

Scores
JAN 2019: EX 794, TU 783, EQ 801
DEC 2018: EX 777, TU 783, EQ 799

|| AmX ED $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $15.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX Magnate $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 18 of 53
Contributor

Re: If you could have only ONE card....


@pinkandgrey wrote:

 

Oh how I wish dreams could really come trueYeah I looked it up. Spending $250k on a card in a year... how LOL plus that $2500 AF. Yikes

A lot more common than you'd think, especially for business.

Message 19 of 53
Valued Contributor

Re: If you could have only ONE card....

If we are talking about cards we have in our wallets now, I would say my NFCU cashRewards. High limit, low interest, 1.5% back on everything, extra cash back from Member Mall offers. 

 

Fantasy card thats currently out of reach — I don’t have one that I would consider worthwhile for all spending. I don’t like Citi DC and PayPal MC has too high of an APR to carry as my only card even if it does have 2% cash back normally and I don’t travel so Amex, Chase, and Citi’s other cards are out. 

 

NFCU is also the least likely to take AA for actually using your card, being a credit union, so again another point for the CR. 



Scores 1/1/19:
Scores 2/11/19:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 20 of 53