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If you could have only ONE card....

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Re: If you could have only ONE card....

BofA CR, assuming the upcoming 3.3% online purchases covers as generously as Uber 2% online purchases has.


TU FICO 8: 767 (5/19) — Ex FICO 8: 764 (5/19) — Opinions are my own and not the views of my employer
Message 51 of 53
Moderator Emeritus

Re: If you could have only ONE card....

In looking at my daily spend patterns, the USAA Limitless Cash Back Rewards Visa Signature at 2.5% Rewards on everything. Plus, no AF or Foreign Transactions Fees with good credit limits.
Starting Score: 000 Fico
Current Score: 850 Fico EX08EQ08TU08
Goal Score: 850


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Message 52 of 53
Established Contributor

Re: If you could have only ONE card....

Of the cards I have right now, it would be the CSP.  I don't have a CSR and won't for a while but I really like the CSP's travel and rental car insurance.  I will take the slightly lower earning rate to take advantage of the transfer to my preferred airline.

EX680 TU 659 EQ 691
Cap1 QS-$4,500 Chase Freedom Visa- $800 Chase Freedom Unlimited- $500 Victoria's Secret- $2000 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $10,000 AMEX BCE-$1,000 AMEX Gold-NPSL
NFCU SSL $88/1005
Message 53 of 53