Is The Amex Centurian BLACK Card !!! Really The HolyGrail of All Cards ?

[Anonymous]

Does anyone actually have this card if so how on earth did you get it ???

[AverageJoesCredit]

For me , No.a Holy grail card is a card I can eventually obtain not one that I'll never have.Getting a card like this would be like me winning the Powerball, not gonna happen so why quest for the best when I can settle for less

Ps, my holy grail would probably be just to get approved for a stupid Citi sp cli increase one day

[Brian_Earl_Spilner]

You have to spend in the hundreds of thousands a year and be invited.

[Anonymous]

Average Joe lol 

[wasCB14]

OP,

I will PM you the link to FT's "2018 Has anyone actually received an Centurion Card invite?" thread.

[galahad15]

Nah lol, the Centurion card has wayyy too high annual and membership fees, lol.

What would be the Holy Grail of credit cards for me, in mho:  card with 4.xx% go-to APR, plus rewards...

Since I can't have that though, IME, my BEFCU VISA card at 5.49% F with corresponding rewards program comes pretty close, for me   

[K-in-Boston]

There is one somewhat regular poster that is an AU on one. I am sure there are others floating around. FlyerTalk has lots of current and former Centurion cardholders.

I’ve heard that a total of 0 invites were made for the personal version in the US in 2017 and only limited business invites.

[wasCB14]

The USA-issued Platinum card is quite a bargain compared to the USA-issued Centurion and both cards in other countries.

There's no high income or spend requirement, a comparatively modest AF, lots of perks, and surcharges to use it are uncommon.

It comes with most of the things Centurion has, and most of what it lacks can be gotten through other means or just isn't relevant to someone making less than several hundred thousand a year.

[Anonymous]

Don't be hatin".  Got mine for $180 on Alibaba.  Got to customize every detail.  It makes strippers fight each other to get to be the one.

Lots of cheap replicas out there, including plastic ones.  I've got 12 more years of use out of this because I got to choose the expiration date.

Keep it beside of my Blispay card because that's what I eventually pay with (cheapest feeling card in my wallet).

[arkane]

lol and the best part is when it inevitably gets declined, you could always just say "ooops I guess I went over my 5 million limit" and then pull out something else