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Is anyone else addicted to credit?

Frequent Contributor

Re: Is anyone else addicted to credit?

Not so much addicted to credit but man, the adrenaline rush when you apply for a new card and you wait with anticipation to see if you get approved.. that's addictive.
Message 11 of 16
Valued Contributor

Re: Is anyone else addicted to credit?

Eventually you'll get bored, at least that's where I am at the moment. I canceling more cards these days, sometimes I feel like getting rid of them all. I also realize I have no everyday spend so the QS is useless to me. 

Amex Green • Amex BCP • Amex HH (Aspire®) • Barclay Rewards • Chase World of Hyatt • Capital One Quicksilver • Discover it • PENFED Platinum Rewards • Marvel MC • Amazon Store • Kohls Store • CL $84,130 • Car Loan (PENFED) 1.99% PAID

FICO® 8 Scores 805-810 FICO® 9 Equifax 806
Message 12 of 16
Regular Contributor

Re: Is anyone else addicted to credit?


@tparks5961 wrote:

I've always been hesitant about repairing my credit because I have a very addictive personality. I figured I'd probably become obsessed about it.. so I put it off for a while.

 

My worst fears have been realized, and I am now addicted to credit. Not obtaining credit, but getting a very high score..  clearing it up and watching for changes.,. 

 

Anyone else here addicted to your credit scores? or am I alone? 


While I don't have an addictive personality, I will admit that I have caught the credit contagion Smiley Happy I visit here almost daily and tweek my rebuild/gardening plans.


@mitchblue wrote:

Eventually you'll get bored, at least that's where I am at the moment. I canceling more cards these days, sometimes I feel like getting rid of them all. I also realize I have no everyday spend so the QS is useless to me. 


I imagine that will happen to everyone eventually. All of my "Goal Cards" will be tied to my greatest passion.. travel.  So, I'm hoping that will keep the credit game interesting for me for quite some time. 

 

 










Current

Goal Cards

Message 13 of 16
Frequent Contributor

Re: Is anyone else addicted to credit?

I don't mean to hijack the thread, but just wanted to say you have the best signature file I have seen in ages.  

Message 14 of 16
Member

Re: Is anyone else addicted to credit?

I feel you . . . Checking the improved scores is an achievement and you feel protective of that achievement.  However, I don't check as frequently now. I realized getting approved can be 'random' at times. I mean you can do everything right and get denied and not really know why.  Also, it takes awhile for the credit agencies to update the reports. Sometimes the wait can drive your crazy. I've gone from checking multiple times a day to once a week. My goal is to check once a month or when I am planning to apply for future credit.

Message 15 of 16
New Contributor

Re: Is anyone else addicted to credit?

My wife certainly thinks i'm obsessed with my credit but I just remind her there's worse things I could be doing with my time. 



Message 16 of 16