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Let’s all be honest...how many credit cards have we all added the last 24 months?

tag
CreditAggie
Community Leader
Super Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?

I've opened all 5 of my accounts over the last 24 months. My oldest account will reach 24 months in September. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 11 of 30
Anonymous
Not applicable

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?

Looks like I'm 13/24 for new cards, and there's a car loan in there too. I joined both the $100k (December 2020) and $150k (April 2021) clubs in that time as well. In order they are:

 

CFNA Firestone $2400, now $3200

Amex BCP $1000

Amex Gold NPSL

Car Loan $23,000

Discover ITChrome $1250, now $3000

Overstock $750, now $16,500

Local CU Visa $5000

PenFed PCR $8750

Sams MasterCard $4000, now $6000

Amex Platinum NPSL

Navy Platinum $1000, now $3000

FNBO Prime Visa $9400

Navy cashRewards $25,000

Apple Card $3000

Message 12 of 30
wasCB14
Super Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?

5/24. Might close a few.

 

Pretty much just interested in business cards and big personal SUBs at this point.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 13 of 30
Credit4Growth
Senior Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?

@Kforce 

Please provide some details about the Secret 3% MC listed in your signature section.

Message 14 of 30
Kforce
Valued Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?


@Credit4Growth wrote:

@Kforce 

Please provide some details about the Secret 3% MC listed in your signature section.


 

I refuse to fully embrace many MyFico forum beliefs and normal behavior.

I am only "almost one of you", not a full member.

 

Have learned over the last 6 years that "FOTM Cards" often have short lives.

Have lost a few "FOTM Card's" and would like this card to last.

Some things are best kept secret.  Heart

 

Message 15 of 30
Anonymous
Not applicable

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?

LOL 35 is a lot, that has to be close to a record haha might as well try for 50 😂 

Message 16 of 30
coldfusion
Community Leader
Mega Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?


@Anonymous wrote:

LOL 35 is a lot, that has to be close to a record haha might as well try for 50 😂 


35 isn't even close to a record here.  We've had a few members that just off the top of my head have done 50+.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 17 of 30
GApeachy
Super Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?

Not including locs or loans for biz or personal:

Personal cc's plus sc (mostly mc & visa)- 34

Biz cc's/sc- 7

(Not including dh's stuff)

My Take Home Pay Don't Take Me Home
Message 18 of 30
Credit4Growth
Senior Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?


@Kforce wrote:

@Credit4Growth wrote:

@Kforce 

Please provide some details about the Secret 3% MC listed in your signature section.


 

I refuse to fully embrace many MyFico forum beliefs and normal behavior.

I am only "almost one of you", not a full member.

 

Have learned over the last 6 years that "FOTM Cards" often have short lives.

Have lost a few "FOTM Card's" and would like this card to last.

Some things are best kept secret.  Heart

 


Copy!

I can respect that! 👍 

Message 19 of 30
mgood
Valued Contributor

Re: Let’s all be honest...how many credit cards have we all added the last 24 months?

Dec 04 Discover it Cash Back

Dec 29 PenFed Gold (Thought I was applying for CLI on the Gold I already had. Cancelled this two weeks later.)

Jan 09 PenFed Platinum Rewards

Jan 16 PenFed Power Cash Rewards

May 17 Chase Freedom Flex

 

That's in the last five and a half months. Nothing before that for a few years.



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 25
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24
Message 20 of 30
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