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List Your Top 5 Lenders By Total Exposure

tag
Viva-LV
Frequent Contributor

List Your Top 5 Lenders By Total Exposure

Lots of lists from time to time on MF, always interesting.  How about your top five bank/lenders total credit lines combined?  Many heavy hitters here (pull out your calculators!), but all should chime in!  My lineup:

BOA:  $76k

USB:  $56.5k

Citi:   $50.3k

AmEx:  $46.8k

PFed:  $26.5k

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 1 of 44
43 REPLIES 43
K-in-Boston
Credit Mentor

Re: List Your Top 5 Lenders By Total Exposure

Not sure if AUs counted,  but let me count the revolving accounts:

 

With AU cards:

BoA: $189,900

Amex: $83,200

Chase: $66,100

PenFed: $49,000

Synchrony: $47,000

 

Without AU cards:

BoA: $99,900

PenFed: $49,000

Synchrony: $47,000

NFCU: $43,000

Amex: $40,500

Message 2 of 44
Anonymous
Not applicable

Re: List Your Top 5 Lenders By Total Exposure

 

 

Chase 21k

USBank 18k

Citi 17k

Amex 15k

WF 15k

 

Message 3 of 44
Gmood1
Super Contributor

Re: List Your Top 5 Lenders By Total Exposure

Synch $80k
Amex $76.4k
BOFA $50k

USAA $50k
Capitol One $49.5k


Runner ups
Chase $47.5k
PENFED $45.7
Citi $44.6

Message 4 of 44
iheartwings
Valued Contributor

Re: List Your Top 5 Lenders By Total Exposure

American Express $78k (2 cards)

Chase $75k (4 cards)

Discover $63.5k (1 card)

Citi $62.6k (2 cards)

US Bank $14k (1 card)

Message 5 of 44
Credit-hoarder
Valued Contributor

Re: List Your Top 5 Lenders By Total Exposure

Comenity: 4 major--1 retail=$75,450

Citi: 2 major-2 retail=$56,000

Synch: 3 major-2 retail=$45,000

AMEX: 3 major=$44,450 ($79,450 with P.O.T.)

Cap One: 4 major=$42,500

 

Runner up: B of A: 1 major=$40,000

 

 

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 6 of 44
redpat
Senior Contributor

Re: List Your Top 5 Lenders By Total Exposure

Lol! I have only four and I didn’t need a calculator.

 

  Chase.        90k

  Amex          70k (charge pot is 140k, isn’t really exposure I don’t think)

  Citi.             48k

  Barclay.     16k

Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
Message 7 of 44
Anonymous
Not applicable

Re: List Your Top 5 Lenders By Total Exposure

Since you said lenders

 

including biz credit:

wf       193.9k (includes mortgage)
chase 57.3k
tfs       48.3k (purchased 2 toyota on same day)
synch 48k
pnc     35.2k
citi      34.2k
amex 31.5k (not including npsl plum)

Message 8 of 44
Anonymous
Not applicable

Re: List Your Top 5 Lenders By Total Exposure

UPDATED 6/30:

Synchrony: $27k (4 cards, Care Credit is by far the largest CL; will go up to $32K once my new Paypal 2% MC comes in the mail and is activated)

Capital One: $16k (1 card, combined 6/29)

Discover: $10K (2 cards, intending to combine next year or at least reallocate CL from the older to the newer)

Comenity (Overstock): $7.3K

Penfed and Apple FCU: Tied @ $7K each

Message 9 of 44
Anonymous
Not applicable

Re: List Your Top 5 Lenders By Total Exposure

AMEX $34k

PNC $25k

Citi $10k

Barclay $8k

other odds and ends

Message 10 of 44
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