cancel
Showing results for 
Search instead for 
Did you mean: 

Member since “Amex” on new applications

jkry
Valued Member

Member since “Amex” on new applications

If someone is an existing authorized user or card holder, and then applies for a new account; will they have a card issued with a member since 2021 or the year of the account they're already a signer on? 

Message 1 of 12
11 REPLIES 11
coldfusion
Community Leader
Super Contributor

Re: Member since “Amex” on new applications

Can't speak for certain as to whether or not being named as an AU qualifies you to be considered a member.

 

If you acquired a card without first being an AU on someone else's card your membership date is tied to your first card's approval and all subsequent cards will show that same Member Since date.   This is true even if all of your AMEX cards were closed and you later reopened one - it will still show the original Member Since date.

 



(4/2021)
FICO 8 (EX) 815 (TU) 822 (EQ) 808
FICO 9 (EX) 827 (TU) 826 (EQ) 832

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 12
Jordan23ww
Established Contributor

Re: Member since “Amex” on new applications

Your card will display the year you were issued your first Amex card.  So if you were an AU on Amex before getting your own card, the member since date will show the year you became an AU. That's exactly what happened to me. I was added as an AU in 2019 and then got my first Amex in 2020.  All my cards say member since 2019. 

 




Message 3 of 12
jkry
Valued Member

Re: Member since “Amex” on new applications

Okay awesome!!! I had added my husband, to my BCP card in 2019, and was curious , if he applies for a good card whether it would say 2019 or since it's his first card under his own SSN and account 2021.  That's pretty cool.  I wonder if it works Vice versa? Since I've been card holder since 2017, and he adds me if my authorized card will ha e my date on it.  Just curious 🧐 

Message 4 of 12
ImTheDevil
Community Leader
Super Contributor

Re: Member since “Amex” on new applications

Yes your AU card will show your 2017 date.



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 5 of 12
Remedios
Moderator

Re: Member since “Amex” on new applications

That's only for cosmetic purposes, though.

It can show you've been a member since 1899, but it will report with opening date, or in case of AU, opened date will be month and year in which they were added. 

 

Undead Danny Trejo looks strangely like dead Danny Trejo, who looks exactly like alive Danny Trejo. Thanks, Netflix!
Message 6 of 12
KJinNC
Valued Contributor

Re: Member since “Amex” on new applications

This doesn't answer the OP's question, but I will just add for community info that if you had an Amex card in the past - say, 1990 to 1995 - and you open one now, it will probably say "Member since 2021" unless you ask them about it. How I know: I had a Green card from 1990 to 1995, then no Amex until 2019. My Amex card showed up saying "Member since 2019", but based on what I'd read here, I asked if they could put my original member date on it. Took them a while to find the old records to verify, but, they did. My Amex cards now all say "member since 1990" and CSRs sometimes thank me for my "30 years of membership".

I doubt they would intend for AU cards to count for "member since", but it might count depending how their database or records are set up. Good luck!


FICO Resilience Index: 66. Cards: 14/24, 0/12, 0/6. Accounts including loans: 17/24, 1/12, 0/6. At first accidentally, later deliberately, I used what I call the "thick-start" build method, which leads to heavy credit-seeking for a while with the goal of coming out of it without needing to build a thin profile for years. There are pros and cons. Thread describing method
Cards (oldest to newest)

Authorized user / Corporate / Auto loan / Personal loan

Card CLs total $104,100, not counting the AU card. The AU card brings the total to $129,100. In March 2019, card CLs totaled $0.
CU and bank memberships: Coastal Credit Union, member since 1987, direct deposit; PenFed, member since 2019; Navy Federal, member since 2020; USAA, member since 2020; Chase Bank, member since 2020.

Closed but still on reports: American Express Delta Gold, $1,000, 09/19-10/20 | American Express Hilton Aspire, $3,100, 09/19-12/20 | Citi secured, $200, 04/19-09/19 | Capital One secured, $300, 04/19-08/19 | My Jewelers Club, $5,000, 05/19-08/19 | Green Dot Primor, $300, 05/19-08/19 | Self Lender secured $500 loan, 04/19-01/20 | Unsecured personal loan from Coastal, $1,000, 06/19-08/19.
Note: My signature is updated frequently, and updates appear on all instances of my signature including on old posts.
Message 7 of 12
DaveInAZ
Senior Contributor

Re: Member since “Amex” on new applications


@Jordan23ww wrote:

Your card will display the year you were issued your first Amex card.  


Yes, and they have a really good memory. I was in college in 1987 and a got a pre-approved mailer for the Gold card with NPSPL. It was a $75 AF but i thought "cool, I can really use it when I graduate". Well, when you live in a dorm you don't spend much, just pizza & beer. Spring Break, and I didn't leave home without it. I was up to around $500 and tried to make around a $50 purchase in a department store. Back then they still used a telephone to call for authorization. Clerk looks confused and hands me the phone saying "that want to talk to you". The Amex rep basically starts off with "why are you spending to much???". I tell her "I'm travelling, don't leave home without it, remember?". Rep tells me grudgingly that she'll approve the purchase, but the card will be declined for any other purchase until I pay the balance in full. I tell her "don't bother approving the purchase, I'll put it on my Visa with $5,000 CL and I know where I'm at with it". 

 

Got home, mailed them a check for the balance in full along with an angry letter demanding they close the account and refund my AF. I don't think they refunded the AF. So yeah, the Blue Cash card I got in 2017 says "'Member since 1987". And I still don't like them. With the SUB and only grocery spend they haven't made a dime off me. 

Message 8 of 12
BearsCubsOtters
Regular Contributor

Re: Member since “Amex” on new applications


@DaveInAZ wrote:

@Jordan23ww wrote:

Your card will display the year you were issued your first Amex card.  


Yes, and they have a really good memory. I was in college in 1987 and a got a pre-approved mailer for the Gold card with NPSPL. It was a $75 AF but i thought "cool, I can really use it when I graduate". Well, when you live in a dorm you don't spend much, just pizza & beer. Spring Break, and I didn't leave home without it. I was up to around $500 and tried to make around a $50 purchase in a department store. Back then they still used a telephone to call for authorization. Clerk looks confused and hands me the phone saying "that want to talk to you". The Amex rep basically starts off with "why are you spending to much???". I tell her "I'm travelling, don't leave home without it, remember?". Rep tells me grudgingly that she'll approve the purchase, but the card will be declined for any other purchase until I pay the balance in full. I tell her "don't bother approving the purchase, I'll put it on my Visa with $5,000 CL and I know where I'm at with it". 

 

Got home, mailed them a check for the balance in full along with an angry letter demanding they close the account and refund my AF. I don't think they refunded the AF. So yeah, the Blue Cash card I got in 2017 says "'Member since 1987". And I still don't like them. With the SUB and only grocery spend they haven't made a dime off me. 


What happened to your signature?

Message 9 of 12
jkry
Valued Member

Re: Member since “Amex” on new applications

Hahahah!!! Pretty cool story!!!! But also, yeah, let me spend! Come on!!!  Thanks for the laugh and info! 

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.