Is there any re-couse you can take against companies who use these with the promise of a loan which is never recieved . (I.e Cash America Loans)? Other than trying to get the word out that these type of loan offers are scamming people out of money. Also, most seem to be Indian(India) nationality - how does our government allow this to happen?
The Gov can't catch all the scammers unfortunately they pop up every hour of the day and that old saying applies to these buyer beware before applying.
If it needs funding before you get results/loans should be a clear enough sign for anyone
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?