Memorable - using a B&N card to pay $23K to a building company and getting abouit $700 free books 
@Anonymous wrote:
@BearsAndTurtlesRtheBest wrote:Other than your debit card declining and you dont have your CCs with you so you have to leave the cashier with all your gorceries bagged up, now that was embarrasing, havent gone back since.....
Why were you outside naked?
LMAO! You know not trying to use them, I never imagined my debit card had no balance, this is also were having a phone could have saved me since I would of been able to transfer money from my parents to my account...... This shouldn't happen again......Hopefully.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
What is credit for again?
Clearly you were in a jam where a CC would have saved you.
Clearly you were in a jam where a CC would have saved you.
@Anonymous wrote:
What is credit for again?
Clearly you were in a jam where a CC would have saved you.
CCs are for emergency's, and true a CC would have saved me............ Next time 
Had a credit card replaced for expiration date.
Went to use it at the gas station and it was declined. I was livid because I JUST checked the available balance.
Turns out I never activated it when it came in the mail. Oops 
@IOBA wrote:I was working for American Express, on the road, doing job training for retail customers [of Amex.]
Had my own Amex card that I was using at each location, to purchase the required gift cards, to prove the location was indeed selling the Amex gift cards and had the correct inventory. (Apparently, there was/is a black market for fake Amex gift cards.)
My Amex card was denied. Yep. Here I am, with my Amex Employee picture badge, my Amex authorization intro letter, and my dang Amex card is denied~!
I walked outside, calmly called Amex c/s, and reamed them a new one. Especially since they KNEW I was on the road and KNEW I was going to be using my Amex card. I traveled a lot back in the day and used my Amex a LOT. So being in multiple states was not a unusual. High purchases were no unsuual. There was nothing unusual about my activity that day.
Over. Done.
So much win in this story.
My own was similar to someone else in the thread: I had gotten a new card in the mail, hadn't peeled it from the plastic and activated it... and swiped the old one at a local restaurant that I've visited probaby on the order of 200 times since living here. Declined. I occasionally only have a single card on me when I'm walking to a restaurant and this was one such occasion... whoops!
Admittedly being a regular they simply gave me the food with a promise to pay them next time which I did, but it was still a stupid moment as I've known the folks at this restaurant for nearly a decade. Funny as a card being declined with complete strangers bothers me not at all, though usually in those instances I have the stack of cards with me.
Most memorable for me was at Fred Meyer with my daughter and tried to buy 31 dollars worth of stuff, pop corn, a movie and some snacks and a little toy. Card was declined, I called to check my balance and had 41 dollars in my "available" account. Tried again and declined again. Turned out when I got gas they precharged 80 dollars to my debit card on a 10 dollar gassing. (I dont know how, I didnt even have 80 in my account) Made me mad, not so much embarrassed. I felt extremely bad for my daughter. Little kids dont really understand, hey you picked all this out for a special day but cant get it, we have the money but they wont let me use it. So lets put it back. That was the last time I used any kind of visa/mc/debit for 8 years. Closed all my accounts =/ Never wanted to plan something fun for her again and have it screwed up.
Course life happens and you need credit later in life almost no matter what. I just always have multiple cards with me now in case one is declined. Forever afraid of my cards not working and me letting someone down 
Yay cards!