Really? They were the first cobranded Visa card?
In some ways I find that interesting, since you can't get a cobranded card with them anymore. I mean there is talk of the MC, but for the time being it is only replacing the existing Visa cards. Credit cards are notorious money makers for banks that manage them well.
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.