@dana4steno wrote:
Hi, all. You've heard this song before...I had 725 and above my whole life untill the economy tanked, blah, blah, blah, but let's just say I settled with like eight credit card companies in 2013. Very little new debt acquired since and all on time payments since then. Last month I pulled a Experian report from their website and got the three-score option. It said EX was 545, EQ was 563, and TU was 571. Yikes! I knew it was bad, but gosh! So last week I went to myfico.com and paid for Score watch or whatever it's called. My Equifax score was 636. I pulled a free annual credit report and chose TU, and the score was 652. How on earch could a month ago EQ have been 563 and a month later be 636? And how could TU have been 571 and now 652? Credit Karma says 652. So am I like like in the MId 600s or the mid 500s???? Thanks for your time!
The three scores you pulled from Experian or other sources are FAKOs (Not actual FICO scores). Any scores you pull from myFICO (This Site) are your actual FICO scores. There can be wide differences in these scores. FAKO's are good for cheaply, or for free, tracking trends,
