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Shameless Brag and Note of Thanks...Goodbye Annual Fees!

FICOnoob2020
Valued Member

Shameless Brag and Note of Thanks...Goodbye Annual Fees!

I found myFICO a few years ago when I was paying down and closing nine maxed-out, subprime credit cards with over $700 in annual fees and rates of 24-36% APR.  So I hope you all can imagine my excitement to say that I just called and canceled my last account with an annual fee. 

 

Today I have twelve cards, and some of them charge interest rates approaching the lower end of the old scale, but at least they're all free if I want them to be.  Three years and 175 FICO points later, sitting on a 700% increase in total CLI, I am very thankful for all of the good advice and shared experience that so many bring to this forum.

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2 REPLIES 2
zan987
New Contributor

Re: Shameless Brag and Note of Thanks...Goodbye Annual Fees!

Congratulations for putting in the hard work. 

Starting Score: 700
Current Score: 800
Goal Score: 850


Take the myFICO Fitness Challenge
Message 2 of 3
Red1Blue
Super Contributor

Re: Shameless Brag and Note of Thanks...Goodbye Annual Fees!

Hi @FICOnoob2020 Congratulations

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