I found myFICO a few years ago when I was paying down and closing nine maxed-out, subprime credit cards with over $700 in annual fees and rates of 24-36% APR. So I hope you all can imagine my excitement to say that I just called and canceled my last account with an annual fee.
Today I have twelve cards, and some of them charge interest rates approaching the lower end of the old scale, but at least they're all free if I want them to be. Three years and 175 FICO points later, sitting on a 700% increase in total CLI, I am very thankful for all of the good advice and shared experience that so many bring to this forum.
Congratulations for putting in the hard work.
Hi @FICOnoob2020 Congratulations