Huh. This thread is still going strong. I'm one month away from my 1-year gardening mark.
Happy Labor Day Weekend!
Last update: 10/1/2023
Hi fellow ficoers.
My Max Cash Preferred statement just cut and last month's rewards including SUB just became available to redeem. Just did so for a statement credit. Last month's electric bill is now on them. 
What a great card, 5% back on things I have to spend on monthly anyway.
Another use for cash back: ever paid off a card you wanted to report zero, then a (usually small) charge posts that jeopardizes that? Instead of making another payment, I just redeem some points and bingo, zero balance. My CFU would have had a $5 statement balance which I zeroed out with a few UR points. Now I'm at AZE2. After I pay off the CSP this month I'll be back at AZEO, not that it matters much anyway. AZ kills my scores way more than AZE2/AZE3.
Other than that, not much new to say. Kitty is still playful and cute. She'll literally flip for twist ties.
@Brian_Earl_Spilner wrote:
@Adkins wrote:
@Brian_Earl_Spilner wrote:*sips monster*
Sup
Ha! Haven't seen this post in a while!
My current caffeinated beverage of choice is Celsius something something (whichever is cold).
My wife was introduced to that recently and loves it.
That's great! Since my favorite monster got discontinued, the celsius are proving to be a good substitute. I do not like the cola one though.
@TheRedHat wrote:Huh. This thread is still going strong. I'm one month away from my 1-year gardening mark.
Happy Labor Day Weekend!
Congratulations!
The coast was lovely, and the trip too short. The tiny humans are doing well in school and are getting used to the school schedule. I'm picking up an extra day at the side gig for a few weeks but cutting my time by an hour each day. I told them it wouldn't be permanent and they need to find more people.
The parental unit had cosigned my SUV (because having to finance a third vehicle proved to be too much for my local CU) and she now wants to pay it off. I'm still going to pay her back, obviously. She wants to go in on a house with her sister next year and doesn't want any extra debt. Of course I explained to her how it would be better for her score to have a mostly paid off loan reporting for the maximum amount of points but she didn't believe me. 🤷 She has no loans reporting now and only uses a single discover card that she PIF each month. *Sighs*
I keep reminding myself finances or FICOs.