Thank you everyone!!!!!

[NewMe1120]

Hello -- Just a quick shout out to say "thank you!" to everyone for their posts. I have found so much helpful information. I was recently looking for information on PenFed auto loans and started reading the threads. One of them mentioned that PenFed savings/checking accounts included free FICO score. Well lo and behold they certainly do! 

I checked my scores on PenFed and learned they are using Fico 9 and my score matched perfectly with EQ Fico Auto Score 9 @ 687 which is actually better than I thought. Still, they highlighted that I had a "serious delinquincy" showing on my report from an old auto loan (2013) which is due to drop off Dec2021 (or Nov2021 if EQ is feeling gracious!). Those late payments reflected a time when I was out of work due to company outsourcing/downsizing but at least I paid off the vehicle. 

Thank you all!

[Mr_Mojo_Risin]

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@NewMe1120 wrote:

Hello -- Just a quick shout out to say "thank you!" to everyone for their posts. I have found so much helpful information. I was recently looking for information on PenFed auto loans and started reading the threads. One of them mentioned that PenFed savings/checking accounts included free FICO score. Well lo and behold they certainly do! 

I checked my scores on PenFed and learned they are using Fico 9 and my score matched perfectly with EQ Fico Auto Score 9 @ 687 which is actually better than I thought. Still, they highlighted that I had a "serious delinquincy" showing on my report from an old auto loan (2013) which is due to drop off Dec2021 (or Nov2021 if EQ is feeling gracious!). Those late payments reflected a time when I was out of work due to company outsourcing/downsizing but at least I paid off the vehicle. 

Thank you all!

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I'm glad the forum has been helpful for you. Stick around, there's almost an endless amount of knowledge here.

[SoCalGardener]

Yes, this is a very helpful forum, with so much useful information and personal experience. One warning, though: reading about other people's new approvals, or big credit limit increases, etc., can be dangerous! At least for me. I'm "gardening" (in case you don't know, that term is used here to mean not seeking credit), but my goodness! Every time I read about some great new offer, or someone's approval for a great card, I start getting that *itch* to do something myself.