Just for fun,
What is everyones "Must card to have" ?
Is someone just trying to get that black card, or maybe that 5% card , whats your ultimate goal? Or what was it if you already got it.
The last cards I really wanted and got in 2021 were the Fidelity Rewards Visa 🥰 Amex BCP and Elan Max Cash Preferred. These are the anchor for my cash back set up. I'm looking for a solid travel card but haven't decided on the actual card or how that strategy will align with my current setup. Will see what spring of '23 brings when I exit the garden.
For past few months I was after X1 Card, Chase Amazon Prime and US Bank H-D H.O.G. Card and got them all! So noting else in my radar!
I was after Wells Fargo Propel couple of years ago but not anymore! I'm over it...
Probably just garden till next shinny Metal card comes out with decent rewards 🤷
Platinum AMEX. Have it. I've got other cards that earn points, which is nice, but the perks with Platinum go a lot of places.
@NRB525 wrote:Platinum AMEX. Have it. I've got other cards that earn points, which is nice, but the perks with Platinum go a lot of places.
nice
@socalchef00 wrote:Just for fun,
What is everyones "Must card to have" ?
Is someone just trying to get that black card, or maybe that 5% card , whats your ultimate goal? Or what was it if you already got it.
My goals are AMEX Delta Platinum and Chase Sapphire Reserve!
Well, I don't have enough assets for J.P. Morgan Reserve nor do I have enough spend for Amex Centurion. I'm also not willing to jump through all the hoops required for an AOD Visa Signature. So, the only real goal card I have is US Bank's Altitude Reserve for the 3x mobile wallet category.
Of my current cards, the Amex Platinum has the best perks. For rewards, I'm willing to juggle many cards for a high return on my largest spending categories. Choosing just a single rewards card feels like a losing proposition.
@NoHardLimits wrote:Well, I don't have enough assets for J.P. Morgan Reserve nor do I have enough spend for Amex Centurion. I'm also not willing to jump through all the hoops required for an AOD Visa Signature. So, the only real goal card I have is US Bank's Altitude Reserve for the 3x mobile wallet category.
Of my current cards, the Amex Platinum has the best perks. For rewards, I'm willing to juggle many cards for a high return on my largest spending categories. Choosing just a single rewards card feels like a losing proposition.
I think I'd choose the AR as my goal card to have as well. I've posted in the past about a "one and done" card, and I'm ever-pondering the idea. I'd love to take everything out of my wallet and just throw in the AR and be done.
However, the thought of not maximizing every purchase haunts me. I'd use the AR for mobile purchases as much as possible, but even then, I'd still lose out, which (currently) bugs me. Take gas, for example. The local pumps do mobile, but I could probably get 5x with Discover/CFF 3-6 months of the year. Sure, I could put those 2 in my mobile wallet and not carry them physically for gas. But (in my mind) that defeats the purpose of going "one and done".
First things first though. I can't even consider the AR until I have a US Bank relationship, so I'll likely open up an Altitude Go this year. That'll get me one step closer to picking up the AR and then making a tough decision.
