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The “one of each” strategy?

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Community Leader
Senior Contributor

Re: The “one of each” strategy?


@kdm31091 wrote:

At least in the US, the "one of each thing" is pretty much entirely just (and I mean this in the nicest way possible) an OCD thing and not necessary at all. 


I would describe myself that way...

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~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 31 of 44
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Community Leader
Senior Contributor

Re: The “one of each” strategy?


@AverageJoesCredit wrote:
I want to have "THE BIG FOUR" so i can join the Avengers Universe and seriously FICO Thanos upSmiley Happy

Surely you made an appearance in Endgame. The newest Avenger: Average Joe. 

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 32 of 44
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Valued Contributor

Re: The “one of each” strategy?

I believe Costco was the only and last Amex only place.

Love to know if someone has a current Amex only story.

Costco would let other network debit cards work.

Did not have an Amex but used Costco with a debit every month.

 

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Ficos : 830 / AAoA : 9 yrs / AoOA : 24 Yrs / AoYA : 0
Message 33 of 44
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Super Contributor

Re: The “one of each” strategy?


@pinkandgrey wrote:

@AverageJoesCredit wrote:
I want to have "THE BIG FOUR" so i can join the Avengers Universe and seriously FICO Thanos upSmiley Happy

Surely you made an appearance in Endgame. The newest Avenger: Average Joe. 


smiley-laughing021.gif




Message 34 of 44
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Valued Contributor

Re: The “one of each” strategy?

I feel so much better knowing I'm not the only one that's OCD about this lol. I currently have 3 of the 4, and in a couple of months, I'll be shooting for an AMEX. Totally thought I was alone in my thinking on this.

 

Do I need to have one of each? No. Do I have to have all 4? Yes!





Message 35 of 44
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Valued Contributor

Re: The “one of each” strategy?

I have seven credit cards, and all seven are Visa.  I closed my last MasterCard and my last Amex two years ago.  I haven't missed either one, despite using credit cards for nearly all my spending other than rent.  I travel often to Europe and South America and have never had a problem.  Having "one of each" is absolutely not necessary.  I have not had a Discover in many, many years.  And I don't belong to Costco.  I have no plans to apply for a MasterCard, Amex, or Discover.

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Message 36 of 44
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Valued Contributor

Re: The “one of each” strategy?


@UpperNwGuy wrote:

I have seven credit cards, and all seven are Visa.  I closed my last MasterCard and my last Amex two years ago.  I haven't missed either one, despite using credit cards for nearly all my spending other than rent.  I travel often to Europe and South America and have never had a problem.  Having "one of each" is absolutely not necessary.  I have not had a Discover in many, many years.  And I don't belong to Costco.  I have no plans to apply for a MasterCard, Amex, or Discover.


+100

I have no Discover and one FNBO-Amex.

The FNBO-Amex is less than idel for travel because it is on the Amex network, wish it was Visa or MC

FNBO 2% Cashback Visa (20k) / Bank of the West Cashback MC (20k) / US-Bank Cash+ (15k)
FNBO Travel Elite (15k) / Citi Double Cash (20k) / US Alliance 3% (20k)
Ficos : 830 / AAoA : 9 yrs / AoOA : 24 Yrs / AoYA : 0
Message 37 of 44
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Community Leader
Mega Contributor

Re: The “one of each” strategy?

How much Visa could a Mastercard Discover if an Amex could give Mastercard a Visa?
Message 38 of 44
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Valued Contributor

Re: The “one of each” strategy?


@AverageJoesCredit wrote:
How much Visa could a Mastercard Discover if an Amex could give Mastercard a Visa?

Mastercard would discover as much visa as Amex could give Mastercard.

TU fico08=822 08/24/20
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TU Fico Bankcard 08=854 09/23/20
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Message 39 of 44
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Community Leader
Mega Contributor

Re: The “one of each” strategy?

😆👍🎤
Message 40 of 44
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