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Personally, I've arrived at an age where I don't really care. About anything.
Perhaps you can. Send him a private message.
@Anonymous wrote:Personally, I've arrived at an age where I don't really care. About anything.
ugh!! I went to go "kudo" this, and then I realized I was in the gas chamber LOL
@Thomas_Thumb wrote:Perhaps you can. Send him a private message.
right behind me...I called dibs a long time ago! LOL
I'm new 'round here, but I actually thought this forum was made so we could swap potentially useful info with each other and perhaps also find community in that. My take on it so far is it's suceeding! Maybe I'm just not all that into the whole guilt thing?
I am certainly not here out of guilt... I found my way here when I was trying to get myself prepared for a mortgage. After all of the help I received I owe it to pass what people here have taught me. I have a nice lineup of cards I never thought I would have, an alarmingly good idea of how my actions will affect my credit score down the road and plenty of free time to help some people to build or rebuild. Without some of the wonderful people who provided some fantastic advice I would still be paying more in rent than I am to own, paying cash and getting no rewards on my purchases.
I do get that there are lots of people that get addicted to the feeling of new approvals, and live or die by the 6 points their scores go up or down, but I think you overestimate how many people feel guilty. Hell if you feel guilty about an inquiry you should probably be sainted, if that's the thing makingyou feel guilt you have lived one heck of a clean life
@Anonymous wrote:Personally, I've arrived at an age where I don't really care. About anything.
And man oh man how sweet that feeling is.
I think I definately started out as #1. I have since transitioned to #4. Within the past month I have opened 2 new cards. At first I was excited about the approvals, but then later the guilt about having more inquiries on my profile. Also #4 and #5 seem very similar to me.