@pizza1 wrote:
@Anonymous wrote:Personally, I've arrived at an age where I don't really care. About anything.
ugh!! I went to go "kudo" this, and then I realized I was in the gas chamber
LOL
LOL Pizza, yes it's annoying how this forum doesn't have a kudo button 
@Anonymous wrote:Personally, I've arrived at an age where I don't really care. About anything.
+ 1 trillion
Life teaches you that opinions are like..., everyone has one. 
@pizza1 wrote:
@Anonymous wrote:Personally, I've arrived at an age where I don't really care. About anything.
ugh!! I went to go "kudo" this, and then I realized I was in the gas chamber
Me too pizza.
@Anonymous wrote:I am certainly not here out of guilt... I found my way here when I was trying to get myself prepared for a mortgage. After all of the help I received I owe it to pass what people here have taught me. I have a nice lineup of cards I never thought I would have, an alarmingly good idea of how my actions will affect my credit score down the road and plenty of free time to help some people to build or rebuild. Without some of the wonderful people who provided some fantastic advice I would still be paying more in rent than I am to own, paying cash and getting no rewards on my purchases.
I do get that there are lots of people that get addicted to the feeling of new approvals, and live or die by the 6 points their scores go up or down, but I think you overestimate how many people feel guilty. Hell if you feel guilty about an inquiry you should probably be sainted, if that's the thing makingyou feel guilt you have lived one heck of a clean life
Well said!
@elim wrote:None of this is personal, Denials are shrugged off by many of us. This attitude will come over time. We are not the normal customers of lenders and most of the time we walk the fine line of what is acceptable with our current profile (at that time) so denials are part of the game. My profile does not measure my self worth... It donates where i am on my journey.
I Don't sweat the small stuff as I may miss out on experiences in other areas of my life.
I agree. But I don't feel bad if denied. Move on.
Yeah at this point a denial just means someone else gets my business. BofA denied me a rewards card, but NFCU gave it to me. With 2 car loans and now 2 credit cards with NFCU, I am thinking of moving my savings over from BofA. Bye, Felicia!
@beautifulblaquepearl wrote:Life teaches you that opinions are like..., everyone has one.
Right, opinions are like weather, just ingore it and go where you need to go.