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Visa Black without the $450 fee.

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Anonymous
Not applicable

Visa Black without the $450 fee.

Decided to customize my Quicksilver Visa. Smiley LOL

 

Visa Black

Message 1 of 38
37 REPLIES 37
chalupaman
Super Contributor

Re: Visa Black without the $450 fee.


@Anonymous wrote:

Decided to customize my Quicksilver Visa. Smiley LOL

 

Visa Black


Now that's the way it's done.

 

No annual fee Black cards FTW!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 38
FocusedAndDetermined
Senior Contributor

Re: Visa Black without the $450 fee.

LOL!

Message 3 of 38
core
Valued Contributor

Re: Visa Black without the $450 fee.

They will probably deny it.  They always deny mine for silly reasons.  Just you wait.

Message 4 of 38
chalupaman
Super Contributor

Re: Visa Black without the $450 fee.


@core wrote:

They will probably deny it.  They always deny mine for silly reasons.  Just you wait.


Yet someone was able to put a picture of a brutal dictator on theirs on another website and that somehow got through! I'm not joking nor would I ever recommend doing anything like that. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 5 of 38
Anonymous
Not applicable

Re: Visa Black without the $450 fee.


@chalupaman wrote:

@core wrote:

They will probably deny it.  They always deny mine for silly reasons.  Just you wait.


Yet someone was able to put a picture of a brutal dictator on theirs on another website and that somehow got through! I'm not joking nor would I ever recommend doing anything like that. 


You saw that too!!!

 

Oh, I so thought that was a troll thread, too!

Message 6 of 38
chalupaman
Super Contributor

Re: Visa Black without the $450 fee.


@Anonymous wrote:

@chalupaman wrote:

@core wrote:

They will probably deny it.  They always deny mine for silly reasons.  Just you wait.


Yet someone was able to put a picture of a brutal dictator on theirs on another website and that somehow got through! I'm not joking nor would I ever recommend doing anything like that. 


You saw that too!!!

 

Oh, I so thought that was a troll thread, too!


I don't think you post over the right or do you do so but under a different name?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 7 of 38
Anonymous
Not applicable

Re: Visa Black without the $450 fee.


@chalupaman wrote:

@Anonymous wrote:

@chalupaman wrote:

@core wrote:

They will probably deny it.  They always deny mine for silly reasons.  Just you wait.


Yet someone was able to put a picture of a brutal dictator on theirs on another website and that somehow got through! I'm not joking nor would I ever recommend doing anything like that. 


You saw that too!!!

 

Oh, I so thought that was a troll thread, too!


I don't think you post over the right or do you do so but under a different name?


I don't really post there much...Not for a while.

Message 8 of 38
chalupaman
Super Contributor

Re: Visa Black without the $450 fee.


@Anonymous wrote:

@chalupaman wrote:

@Anonymous wrote:

@chalupaman wrote:

@core wrote:

They will probably deny it.  They always deny mine for silly reasons.  Just you wait.


Yet someone was able to put a picture of a brutal dictator on theirs on another website and that somehow got through! I'm not joking nor would I ever recommend doing anything like that. 


You saw that too!!!

 

Oh, I so thought that was a troll thread, too!


I don't think you post over the right or do you do so but under a different name?


I don't really post there much...Not for a while.


Same. I mean I try to every so often but the atmosphere of the place just feels so different and the way things work that I just feel more comfortable posting here a lot.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 38
core
Valued Contributor

Re: Visa Black without the $450 fee.


@chalupaman wrote:
Yet someone was able to put a picture of a brutal dictator on theirs on another website and that somehow got through! I'm not joking nor would I ever recommend doing anything like that. 

Yes, and I read here on this forum that someone placed a photo of someone's butt on theirs.  And it went through.  But try to submit a photo of a fully clothed woman, oh no, that's too suggestive.  Faces must be fully covered I guess.  They probably outsource the photo moderation job to you-know-where.

 

Message 10 of 38
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