WHAT IF.......The Credit Genie gave you 3 wishes....

[Taurus22]

If you were given the opportunity to apply and be instantly approved for 3 cards of your choosing to round out your current profile, regardless of past denials, geo-restriction, CU affiliation, 5/24, etc. ....What would they be?

My 3 wishes would be:

1) PCMCU Platinum MC

2) Vantage West Connect Visa

3) DECU 0% Visa

[Anonymous]

AMEX centurion (delta medallion benefits)

USAA limitless   

That new AOD 3% card everyone is talking about.

[Anonymous]

The PCMCU card, Chase Amazon VISA, and US Bank Cash+

[Andypanda]

Bye bye 5/24. That slone might take 3 wishes

[Schwartzinator]

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@Anonymous wrote:

AMEX centurion (delta medallion benefits)

USAA limitless   

That new AOD 3% card everyone is talking about.

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My first thought was Centrurion as well, but I can't Justify $12,500 in fees the first year; especially with the lack of travel for the forseeable future. Instead, I'd go for the JPM Reserve and close out the Sapphire. After that, I'd probably just donate the remaining two wishes to someone in need. 

[Anonymous]

wishes without restrictions

1) Triple CL on all current cards

2) CFU

3) AmEx Centurion

[Wavester64]

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@Taurus22 wrote:

If you were given the opportunity to apply and be instantly approved for 3 cards of your choosing to round out your current profile, regardless of past denials, geo-restriction, CU affiliation, 5/24, etc. ....What would they be?

My 3 wishes would be:

1) PCMCU Platinum MC

2) Vantage West Connect Visa

3) DECU 0% Visa

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I know my first 2 would be Chase Freedom and US Bank Cash+ for victory purposes (and 5% CB ) but the 3rd could be a smorgasbord of stuff.  

[wasCB14]

125k Platinum (haven't been targeted)

100k CSR (I didn't get it in the hours around launch time when it was 5/24 friendly. When I got CSR it had only 50k.)

The last would be some nerf reversal like no $6k cap on BCP, or the return of Citi Price Rewind.

[iced]

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@Schwartzinator wrote:

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@Anonymous wrote:

AMEX centurion (delta medallion benefits)

USAA limitless   

That new AOD 3% card everyone is talking about.

---

My first thought was Centrurion as well, but I can't Justify $12,500 in fees the first year; especially with the lack of travel for the forseeable future. Instead, I'd go for the JPM Reserve and close out the Sapphire. After that, I'd probably just donate the remaining two wishes to someone in need. 

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I never understood the fascination people around here had with the Centurion. People whine about $550 in AF (Platinum/CSR) for a pile of benefits they don't use but have no qualms with a $2,500 AF for a pile of benefits they also don't use?

[core]

I wouldn't ask for anything, because anyone who's found an old monkey paw knows that invariably you use your last wish to restore everything to the way it was before the whole mess started!  For example you only get the card that you've always wanted because someone died, etc.  Genies are usually mischievous.

If the Credit Genie looks anything like Barbara Eden did, I'd have to rethink that, though.