Waiting for that ScoreWatch update..

[meehan22]

I really need to cancel my Quaterly TU and invest in a service that allows daily pulls I think. haha. 

[meehan22]

Well got an update but not from ScoreWatch CreditKarma (TransUnion) alerted me to tell me my tax lien has been updated to paid. 

C'mon ScoreWatch!!  

[meehan22]

DING. Got an update today to 690. Previous high was 689 on TU. Doesn't give any account updates though.

CK notified me of my Lien update. Still waiting on the updates from SW on the lien and 2 judgements. As soon as they come its time to buy all new scores!  

C'mon Scorewatch, ding again!! 

[meehan22]

Since this is turning into a little bit of a rebuild thread on the final leg of my journey I thought i'd post this. 

from 2-2 to 3-3 I have raised my score 39 points on Equifax! I still have about 9 paid charge offs that are due to fall of all within this year and 7 or 8 paid judgements that a few fall off this year and the rest next. This is why I am addicted to ScoreWatch! My score is going to finally start taking leaps as the old stuff falls off. 

I've attached a graph of the last 3 years. I wish I could go back as far as 08 (but that was a different MyFico account) that showed a score of 300 something. I should've filed bankrtupcy but never did. But nonetheless learned a valueable lesson. 

[meehan22]

DING! Got one of my letters back from the CB's. From Trans Union saying all my updates are completed and my credit report has all PAID TL's. 

Now I just have to wait on the other two. Woo!  

[meehan22]

The letter was addressed the 25th of Feb. I think i'll spend the $15 on a new TU report since they are currently 20% off just to be positive its been done. 

Here goes nothing! 

[meehan22]

Got an email from Equifax, they received my letter with my documents from the courthouse of the Satisfaction of Judggment and Lien payment. Hopefully they update here asap. Now just waiting on Experian! 

[Lechte]

I'm thinking SW does do PR alerts.  Altho not a PR, I did get an alert about a Collection updating as Paid.  As well, I got a score change alert when a couple CO's fell off my report....it didn't give specific details of my score change, just possibilities...but I knew what it was because I had checked my report before I got the alert.

[meehan22]

CK alerted me today, had a 36 point fako increase and 5 old charge offs have fallen off. My TU report was 689 last month on here, I might just be at the 700 club now!

US bank provides a free experian fako score monthly and got an update of over a 100 points to 678. I am guessing old debts must have fallen off as well on that report.

Itching to pull the trigger on all 3 here on MyFico to see the 700's but I am going to hold back just a little longer till Equifax updates.  

[meehan22]

Finally gave in and paid for a new copy of my TU report since the updates. Got a 702 on it, 5 paid charge offs fell off. 

700 club!