What card do you carry and why?

[Anonymous]

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@wasCB14 wrote:

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@Anonymous wrote:

- AmEx Gold: 4% in restaurants and grocery stores, a no brainer for me.

- Uber Visa: 4% in restaurants, just in case they don't take AmEx. Also for all hotels(3%).

- Cap1 QS: 1.5% everything else. I'll keep it in my wallet until I get a 2% card (probably pc my Citi AA to DC after 2 yrs).

- Target REDcard debit: 5% in Target.

I go to Whole Foods a lot so I got a Chase Amazon card, but since Whole Foods accept Apple Pay, I have this card in my iPhone and don't have to carry the plastic(metal) card.

in my passport case, I carry Schwab Debit and Schwab AmEx Plat, for international travels. The Schwab Debit has no fees on cash withdraw around the world, so I get cash at local ATM for local currency, in case some stores don't take credit card. And Schwab AmEx Platinum card is eligible for use to entering Centurion Lounges.

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You might look into BBP. 

Forget 2%. You'd be earning 2.5%+ on up to $50k spend per year.

That is, 2x MRs with a minimum "Schwab cash" value of 1.25 cpp.

I have a DC, but only use it when I need a Citi perk.

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This is kinda why I’m leaning towards just using my Gold for the dining credit until the AF hits.  I don’t have the BBP so I wouldn’t be really maximizing earnings. Majority of my non cat spend is usually bills and I have the Cash+ to take care of at least half of that.

I currently use my Venture for non cat spend until the AF is due.

[budugu]

Citi Prestige - Restaurant + airfare / travel  

Alliant - Rest

gold was the biggest let down with restaurant coding. Will renew my prestige.

[celluloid17]

In my wallet:

Discover It: 5% groceries this quarter and also when they offer 5% restaurants

BOTW Cash Back MC: currently for 3% dining, but also for 3% groceries when Discover or Freedom aren't offering 5% on either of those categories

PenFed Power Cash Rewards: 2% general spend

Chase Freedom: either for 5% groceries or restaurants

Citi Anywhere Visa: 2% Costco and 4% on all gas purchases (this is my primary gas card)

At home:

Amazon Prime Visa: 5% on Amazon purchases and currently auto insurance for 5%

U.S. Bank Cash+: 5% cell phone

BoA BBR: Netflix & Hulu for the $25 quarterly bonuses

[Anonymous]

I primarily carry the two below and use daily.  

Amex BCP - 6% Groceries

Citi Costco - 4% gas, 3% dining/travel

Sock Drawer:

Citi AAdvantage - Business travel, all recurring purchases

Amazon Prime Card for the 5% back

[Anonymous]

every time i see this, "

"What card do you carry and why?

i always skip past the "card" part in my mind to IE:

What do you carry and why? 

some of you will get it...

[drboxing]

Amex Bus Platinum - for virtually everything
Amex Delta Platinum - flying
AA Executive - 2nd back up card, flying on AA

[Anonymous]

Freedom-5% rotating cats
BCE-3% groceries
DC- non-category spend
Barclay & Credit union cards- Low APR cards in case of need to carry balance

[EdMan63]

I carry 3

Cap One Quicksilver for general spend

CSP for travel and dining

Amex Delta Platinum for travel   

[jamesdwi]

Daily Drivers

CSR  for  resturants and travel

BCP  for Gas and Groceries

Walmart Store card for Cash back at Walmart/Sams Club, Debit card without the risk of using debit. 

[kdm31091]

Discover It for whatever the category is at the time, BOA Cash Rewards (groceries and currently online shopping), Cash Magnet (everyday purchases) and Costco (gas/dining). Have the Target redcard debit version for the 5%. Covers all my needs just fine.