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What's the most you ever charged to a credit card in one single swipe?

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Artemis092
Regular Contributor

What's the most you ever charged to a credit card in one single swipe?

I charged $4K for a used car once. PIF a couple of weeks later.

If you build it, they will come.




Amex BCE | Amex ED | BofA Rewards | Citibank DC | CitiBank Best Buy | Discover IT | Chase Amazon Prime | Chase Freedom | Wells Fargo Platinum
Message 1 of 43
42 REPLIES 42
taekwon
Regular Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

$2500 for a downpayment for a car. The dealer would only let me charge $2500/swip. Two swips two different days, PIF after each swip.


Starting Scores: EQ 598, EX 566, TU 550, 3/31/13 ....... Goal Score: 830
Current Scores: EQ 845, EX 841, TU 836 ..................... Inq: EQ: 0, EX: 1, TU: 1

Message 2 of 43
Anonymous
Not applicable

Re: What's the most you ever charged to a credit card in one single swipe?

Charged $5000 on Amex PRG.  I had the cash but wanted the points.  I paid it as soon as it posted.  I remember Amex initially denied the charge and the merchant looked at me like I knew dam well the charge wouldn't go through. LOL.  I immediately called Amex and they simply wanted me to verify it was me and told me to ask the mechant try again. When it went through the merchant was shocked and started trying to sell me stuff I didn't need nor want.  I wanted to say kiss my arse so badly but I didn't.

Message 3 of 43
Anonymous
Not applicable

Re: What's the most you ever charged to a credit card in one single swipe?

Most i have every charged is $25K in one single transaction

Message 4 of 43
Anonymous
Not applicable

Re: What's the most you ever charged to a credit card in one single swipe?

$3000 on my BCE for a down payment on my SUV I have. I wanted the cash back Smiley Happy

Message 5 of 43
K-in-Boston
Credit Mentor

Re: What's the most you ever charged to a credit card in one single swipe?

2 charges of $21-24k for preschool tuition a few years in a row. No problems with Amex.
Message 6 of 43
credit_is_crack
Valued Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

$10,000.31 on my Ritz-Carlton 2 days after I activated. This did prompt a call from JPM the next day lol I think it was a CYA moment for them. As a "convenience" they send your card already activated in the mail, so if it falls into the wrong hands they are 100% on the hook for it.
Message 7 of 43
Anonymous
Not applicable

Re: What's the most you ever charged to a credit card in one single swipe?


@K-in-Boston wrote:
2 charges of $21-24k for preschool tuition a few years in a row. No problems with Amex.

i pay my son's tuition monthly, but if I had the option i would do at least yearly, if not longer. Love Amex!

Message 8 of 43
pizzaman1
Valued Member

Re: What's the most you ever charged to a credit card in one single swipe?

I once charged 8800 for a Rolex for my ex wife on my platinum Amex pre bankruptcy and PIF right after just for the points.
Starting Score: 502
Current Score: 660
Goal Score: 750


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Message 9 of 43
601flyguy
Established Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

About $3k on my PRG
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 10 of 43
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