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What's the most you ever charged to a credit card in one single swipe?

Established Contributor

Re: What's the most you ever charged to a credit card in one single swipe?


soloman wrote:

Charged $5000 on Amex PRG.  I had the cash but wanted the points.  I paid it as soon as it posted.  I remember Amex initially denied the charge and the merchant looked at me like I knew dam well the charge wouldn't go through. LOL.  I immediately called Amex and they simply wanted me to verify it was me and told me to ask the mechant try again. When it went through the merchant was shocked and started trying to sell me stuff I didn't need nor want.  I wanted to say kiss my arse so badly but I didn't.


I really lmao at this. 😂😂😂😂👍🏽👍🏽💀💀

Message 11 of 43
Established Contributor

Re: What's the most you ever charged to a credit card in one single swipe?


credit_is_crack wrote:
$10,000.31 on my Ritz-Carlton 2 days after I activated. This did prompt a call from JPM the next day lol I think it was a CYA moment for them. As a "convenience" they send your card already activated in the mail, so if it falls into the wrong hands they are 100% on the hook for it.

Why would they do that!!?

Message 12 of 43
Regular Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

$17k on Discover IT for a client project (3 Mac Pros + accessories) 

Amex Biz Plat | Amex Biz Gold | Amex Biz Plus | Amex BCP | Amex PRG | BoA 123 Sig | BoA Biz Adv | Chase Sapphire Reserve | Chase Freedom Unl | Costco Anywhere Business | Delta Biz Gold | Discover IT | Macy's Amex | PayPal Extras MC | and a couple store cards |
Starting Score 618 EX (2/2014) - Today All 3 above 835 | MyFico Rocks |
Message 13 of 43
Valued Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

$10K  on Amex BCP at Home Depot. That was this year for storm damage materials.  I paid $5 K before the charge even went from pending to posting. 

Message 14 of 43
Valued Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

$2300 emergency vet bill.



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>6/2018 CCT EX 799 TU 809 EQ 801
You are only young once, but you can be immature forever
Message 15 of 43
Community Leader
Super Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

$900 car maintenance my welcome back Mr. Cotter moment with my new Amex Ed back in FebSmiley Wink. Im a low rollerSmiley Wink



Gardening since 8/1/18
Goal: LOLWUT/24
Message 16 of 43
Frequent Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

11k for the final down payment of my wedding reception. Got 3xs the points on my Sapphire Reserve!
Nov 2014 500s April 2016 TU 707 EQ 690 EX 663 May 2017 TU 718 EQ 708 EX 701
CSR 12K United Explorer 12k Cap One QS 10.6K Discover 7.8k Freedom 4k Unlimited 4.4k AMEX Platinum NPSL
Message 17 of 43
Regular Contributor

Re: What's the most you ever charged to a credit card in one single swipe?

47k on a personal charge card (contractor payment,) 19k on a personal revolver (camera equipment,) and 93k on a business charge card (materials for a building.) I only called ahead on the first, everything else went through without issue.


Gardening from 10/1/2017 to 4/1/2018.
Message 18 of 43
Established Contributor

Re: What's the most you ever charged to a credit card in one single swipe?


climbfire wrote:

47k on a personal charge card (contractor payment,) 19k on a personal revolver (camera equipment,) and 93k on a business charge card (materials for a building.) I only called ahead on the first, everything else went through without issue.


93k! Yikes!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 19 of 43
Regular Contributor

Re: What's the most you ever charged to a credit card in one single swipe?


soloman wrote:

climbfire wrote:

47k on a personal charge card (contractor payment,) 19k on a personal revolver (camera equipment,) and 93k on a business charge card (materials for a building.) I only called ahead on the first, everything else went through without issue.


93k! Yikes!


That was a small part of a much bigger investment project. Not the biggest single cash transaction I've ever been a part of, but the biggest that didn't require 'good funds.'


Gardening from 10/1/2017 to 4/1/2018.
Message 20 of 43