What would a goal be for you?

[1GaDawg85]

For me, I have a hard time really thinking about an "I really need this card" except MAYBE the Cash+ (5% selected category) or AOD (3% flat cashback). I would like to hear from the community what THEIR goal card would be?

[NRB525]

I'm already through the SUB cycles for nearly all the cards I want, so at this point my goals are to gradually take steps to close out the cards and banks that I don't want long term.

Closed Cap One QS after they CLD'd it by half. Will be closing my $30k Savor card before the AF hits next time. Cap One will be no longer in my wallet then.

Recently used up all but 5,000 American Airlines miles, so will be closing my Mile Up Card, and getting out of Citi completely.

Other cards aren't so simple, but there's still a few more to honestly jettison. 

If AMEX ever comes out with the Optio card I'd likely be gobsmacked by that card. But at this point it's only a fantasy, not so much a goal.

[Loquat]

Like you, to remind myself that I don't have to capitalize on every.single.purchase just to make this hobby enjoyable. I've been really good until I recently got the Amex Platinum card.

The 100k/10x offer lured me in thus breaking my steak of not applying. I made it almost 2 years without a single approval but at least I feel this offer was worth breaking said streak.

[Anonymous]

Some more CU cards with healthy limits would be sweet

 If NFCU brings back the Flagship SUB that'd be cool too

[Slabenstein]

I pretty much have the cards I want for now and probably won't be apping again for a year or two, but the ones I'm kind of eyeing for my next steps are AOD Siggy, USB Cash+, and Navy Plat.

[Anonymous]

I haven't been luck enough to ever get really any cards I wamted, but with the future looking bright, I certainly do have a few goal cards since I will be "new" to all of this "maximizing spend".

A few of my big goal cards are:

*AOD Siggy (already a banking customer and they are my primary bank)

*Nusenda (previous banking customer for many years and would like to reestablish with them)

*Sandia Area FCU (for a good low APR card)

*SW Airlines for the companion pass (not good long term card, but still good for me since I travel for work extensively and love to take vacays!)

Maybe the BoA Cash Rewards for their travel category, but I heard something about the preferred rewards being reduced pr going away in the future? I had liked the US Bank Cash+, but not sure any categories would be entirely useful for me at this point.

Plenty of others, but those are near top of the list!

[Doodlebug30]

I am personally not applying for anything for the next year. I will let myself out of app lockdown on 12/1/2021. BUT if i were sitting here daydreaming...I cant really think of a card i just HAVE TO HAVE. I might go after the Amex hilton honors tho....

[Mr_Mojo_Risin]

I won't be apping for quite a while. I picked up a few cards or more and an auto loan this year.

If I was ready for a card I'd probably say AOD sig. Also the same as Dumbee said about the Flagship with a SUB from Navy.

[Anonymous]

Nothing on the immediate horizon here. 2020 was lucrative and busy - this year saw me pick up a Visa Platinum from my local daily-driver CU, the Sams MasterCard, the PenFed PCR, and the Amex Platinum on the killer 100k/10x/20% SUB, plus a car loan. More than enough new accounts for a bit (I turned down the SP approval for the Apple Card and about ten Comenity preapprovals as well), and this year I've had a net increase of $61,100 in TCL even after accounting for the loss of a $10,500 TL when Wayfair was closed.

Time to cool everything off, work on SP CLIs, and see what looks good this coming summer. Next moves will probably involve Navy.

[Anonymous]

The only cards I've considered apping for in the last 2 years has been BoA cash rewards and USB Cash+.  Bringing both of those on would more or less take care of all my spend catagories.  I've held back on apping though (43 months is my AoYA) as I plan to do a refinance on my mortgage.  Since the refi would reset my AoYA to 0 months and I'd lose my pretty Fico scores, I'd probably app for those 2 cards immediately after before the mortgage reports.  Maybe mid-2021, we'll see.