I got the last 2 cards I wanted (BCP & CSP) 3 months ago. I am content with my current portfolio.
I still have the itch,, have no idea why. I've got more than enough CLs to bury me.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@prettylady wrote:I am wondering when you all were content with your credit cards/profiles? You know, the moment you decided you did not need to apply for anything else? Was it a specific card, limit on a card, or total limits? I'm curious!
For me, it was the Chase Freedom and getting in with American Express. With that said, I also wanted Discover, but they declined me - twice. So I am not worried about them for now. I am pretty content with my cards - not with my limits of course, but with my cards. Plan to garden these for the time being. Could I use better cards, of course, always. But my credit profile does not support better cards right now, so I am content.
In reference to Credit Cards, I'll be fully content once I have a USAA MC, AMEX and a Chase in my wallet. In reference to Credit Score, I'll be easily content with a 720!!! With the cards I currently have, I'm Gardening to get my limits to grow and my inquiries to fall off. To be totally honest, I'm very pleased with what I currently have. I just want LARGER limits!!! 
Gardening Until Further Notice
I'd say I'm content now. I went from 2450 to 35k+ in limits in a week. In addition to the cards in my signature, I have a mystery US Bank card (hopefully Cash + Visa Signature) in the mail. No more credit cards for a long time. I need to garden for student loans. 
I'm content with my overall credit profile right now. Have several high-limit cards:
AMEX BCP 18k - NFCU Plat - 25k - Care Credit - 18k, Lowes - 20k
I'd like a nicer limit on my Discover IT - 5k
Besides that, I'll be happy to pay off my car & truck - about $2500 total.
There are no other cards I really need. I'll do my happy dance when my 3 FICO's hit 760.
**Woo Hoo! Update...just looked at my Discover IT & they raised my limit from 5k to 5500!
I'll be happy once I get a Chase Sapphire Preferred and AMEX Gold, also once I have 5 figure credit limits and a score over 720. I'll get there!
