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Who’s purchasing the new IPhone 11 on their Apple Card?

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SFLSpotter9210
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Saeren, will it be a TU HP for the apple upgrade program? If so I just don’t see the upside of doing such. It’s not that important to upgrade every year. I’ll just PIF with my Apple Card and be done with it.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 11 of 46
Anonymous
Not applicable

Re: Who’s purchasing the new IPhone 11 on their Apple Card?


@SFLSpotter9210 wrote:
Saeren, will it be a TU HP for the apple upgrade program? If so I just don’t see the upside of doing such. It’s not that important to upgrade every year. I’ll just PIF with my Apple Card and be done with it.

I don’t know who they pull. iUP is only available for the four major carriers, not virtual subcarriers, and I am not giving up my $2 a month (just the taxes) Xfinity Mobile line that runs on Verizon for anything haha. 

 

I was just asking if you were going to PIF and suggesting iUP if you aren’t so you’re not paying interest, sorry I didn’t communicate that clearly lol. 

Message 12 of 46
SFLSpotter9210
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Oh what the heck I did it anyways. I’m preapproved for the program. Guess I’m not a cockroach after all lol. Tomorrow morning finalize the transaction got the 11 pro max 256gig space gray. Ehh it’s a phone right oh well. Fyi my scores have all increased on my signature so. I do this site with my iPhone so can’t update it unless I get on my laptop which I hate. More data points they hit my EQ HP.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 13 of 46
JR_TX
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Finally apple moved their pre-order launch time! Hate getting up 2AM just to buy an iPhone! Now I can click-to-buy just before I leave for work at 7am!

Oh and Barclays Financing Visa 18 months 0% offer $999+ comes in perfect time!

 

iPhone 11 Pro Max 256GB Midnight Green is my choice! 

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 14 of 46
Anonymous
Not applicable

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

I’m probably skipping as well. It’s not an substantial upgrade over my XS Max. 

Message 15 of 46
JR_TX
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?


@Anonymous wrote:

@SFLSpotter9210 wrote:
Saeren, will it be a TU HP for the apple upgrade program? If so I just don’t see the upside of doing such. It’s not that important to upgrade every year. I’ll just PIF with my Apple Card and be done with it.

I don’t know who they pull. iUP is only available for the four major carriers, not virtual subcarriers, and I am not giving up my $2 a month (just the taxes) Xfinity Mobile line that runs on Verizon for anything haha. 

 

I was just asking if you were going to PIF and suggesting iUP if you aren’t so you’re not paying interest, sorry I didn’t communicate that clearly lol. 


 

AFAIK the iUP is underwritten and financed thru citizens bank who’s been known to be an EQ puller.

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 16 of 46
Andypanda
Established Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

I’m waiting for iPhone 12, but i will pay for it on my verizon bill, so i can get 5% back from my US Bank cash+

Message 17 of 46
SFLSpotter9210
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Just ordered mine this AM. Max 256gig space gray. Did the apple upgrade option. They pulled EQ CB.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 18 of 46
Anonymous
Not applicable

Re: Who’s purchasing the new IPhone 11 on their Apple Card?


@SFLSpotter9210 wrote:
Oh what the heck I did it anyways. I’m preapproved for the program. Guess I’m not a cockroach after all lol. Tomorrow morning finalize the transaction got the 11 pro max 256gig space gray. Ehh it’s a phone right oh well. Fyi my scores have all increased on my signature so. I do this site with my iPhone so can’t update it unless I get on my laptop which I hate. More data points they hit my EQ HP.

I update my signature all the time. All you have to do is tilt the phone into landscape mode and the tabs to edit your information show up, bring it back to portrait mode and you can then swipe through your sig and edit it. It’s not the prettiest way of doing things but it’s how I update my signature every time. 

 

Congrats on the order. I am actually thinking about opening a second line with XM and getting a Note 10+. I love both ecosystems for different reasons and while my XS Max will always be my primary, I would love a flagship Android phone too. Since the line would only cost me about $2 a month in taxes and the $50 a month for the 512GB phone, it’s really tempting. Unfortunately the more I think about the 11 Pro Max versus my XS Max, the worse value I see in upgrading. 

Message 19 of 46
SFLSpotter9210
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Oh thanks for the technical advise about updating my signature with my phone. Yes I agree with you about upgrading from your XS to 11 pro. I wouldn’t either if I were in your shoes. I had a note at one point don’t remember which one. I believe it was the one before the one that would catch fire. It was a great tool no doubt. But I wanted a change and went back to iPhone. Who knows what the future holds.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 20 of 46
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