cancel
Showing results for 
Search instead for 
Did you mean: 

Who’s purchasing the new IPhone 11 on their Apple Card?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Frequent Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Saeren, will it be a TU HP for the apple upgrade program? If so I just don’t see the upside of doing such. It’s not that important to upgrade every year. I’ll just PIF with my Apple Card and be done with it.
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 6,100
Citi Double Cash 8,300
Citi Simplicity 1,500
Home Depot 1,000
Discover 7,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 Fico 8 Scores EQ=690 EX=670 TU=666 Scores and CL current as of 7/24/19 AAoA=7yr6months AoOA=17yrs
Message 11 of 46
Super Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?


@SFLSpotter9210 wrote:
Saeren, will it be a TU HP for the apple upgrade program? If so I just don’t see the upside of doing such. It’s not that important to upgrade every year. I’ll just PIF with my Apple Card and be done with it.

I don’t know who they pull. iUP is only available for the four major carriers, not virtual subcarriers, and I am not giving up my $2 a month (just the taxes) Xfinity Mobile line that runs on Verizon for anything haha. 

 

I was just asking if you were going to PIF and suggesting iUP if you aren’t so you’re not paying interest, sorry I didn’t communicate that clearly lol. 


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 12 of 46
Frequent Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Oh what the heck I did it anyways. I’m preapproved for the program. Guess I’m not a cockroach after all lol. Tomorrow morning finalize the transaction got the 11 pro max 256gig space gray. Ehh it’s a phone right oh well. Fyi my scores have all increased on my signature so. I do this site with my iPhone so can’t update it unless I get on my laptop which I hate. More data points they hit my EQ HP.
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 6,100
Citi Double Cash 8,300
Citi Simplicity 1,500
Home Depot 1,000
Discover 7,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 Fico 8 Scores EQ=690 EX=670 TU=666 Scores and CL current as of 7/24/19 AAoA=7yr6months AoOA=17yrs
Message 13 of 46
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Finally apple moved their pre-order launch time! Hate getting up 2AM just to buy an iPhone! Now I can click-to-buy just before I leave for work at 7am!

Oh and Barclays Financing Visa 18 months 0% offer $999+ comes in perfect time!

 

iPhone 11 Pro Max 256GB Midnight Green is my choice! 

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 4 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 2/12 & 4/24
Message 14 of 46
Established Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

I’m probably skipping as well. It’s not an substantial upgrade over my XS Max. 

Amex Gold NPSL, Amex Hilton Aspire 3k, Amex Marriott Bonvoy 1k, AMEX BBP 3.5k, AMEX Hilton Surpass 4.5k, BOA Cash Rewards 8.2k, BOA Better Balance Rewards 2k, Care Credit 15k, Chase Amazon Visa 19.825k, Discover 11.8k, Discover 12.5k, Nordstrom Store 4.5k , Fidelity Visa 10k, Cap 1 QS 15k, Cap 1 Savor 10.5k, Citi Rewards+ 4.4k, Citi DC 7.5k, Citi Advantage Platinum 5.5k, US Cash+ 3.5k, Altitude Reserve 9k, Paypal Mastercard 4k, Apple Card 6.5k
Message 15 of 46
Valued Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?


@Saeren wrote:

@SFLSpotter9210 wrote:
Saeren, will it be a TU HP for the apple upgrade program? If so I just don’t see the upside of doing such. It’s not that important to upgrade every year. I’ll just PIF with my Apple Card and be done with it.

I don’t know who they pull. iUP is only available for the four major carriers, not virtual subcarriers, and I am not giving up my $2 a month (just the taxes) Xfinity Mobile line that runs on Verizon for anything haha. 

 

I was just asking if you were going to PIF and suggesting iUP if you aren’t so you’re not paying interest, sorry I didn’t communicate that clearly lol. 


 

AFAIK the iUP is underwritten and financed thru citizens bank who’s been known to be an EQ puller.

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 4 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 2/12 & 4/24
Message 16 of 46
Frequent Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

I’m waiting for iPhone 12, but i will pay for it on my verizon bill, so i can get 5% back from my US Bank cash+

Message 17 of 46
Frequent Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Just ordered mine this AM. Max 256gig space gray. Did the apple upgrade option. They pulled EQ CB.
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 6,100
Citi Double Cash 8,300
Citi Simplicity 1,500
Home Depot 1,000
Discover 7,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 Fico 8 Scores EQ=690 EX=670 TU=666 Scores and CL current as of 7/24/19 AAoA=7yr6months AoOA=17yrs
Message 18 of 46
Super Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?


@SFLSpotter9210 wrote:
Oh what the heck I did it anyways. I’m preapproved for the program. Guess I’m not a cockroach after all lol. Tomorrow morning finalize the transaction got the 11 pro max 256gig space gray. Ehh it’s a phone right oh well. Fyi my scores have all increased on my signature so. I do this site with my iPhone so can’t update it unless I get on my laptop which I hate. More data points they hit my EQ HP.

I update my signature all the time. All you have to do is tilt the phone into landscape mode and the tabs to edit your information show up, bring it back to portrait mode and you can then swipe through your sig and edit it. It’s not the prettiest way of doing things but it’s how I update my signature every time. 

 

Congrats on the order. I am actually thinking about opening a second line with XM and getting a Note 10+. I love both ecosystems for different reasons and while my XS Max will always be my primary, I would love a flagship Android phone too. Since the line would only cost me about $2 a month in taxes and the $50 a month for the 512GB phone, it’s really tempting. Unfortunately the more I think about the 11 Pro Max versus my XS Max, the worse value I see in upgrading. 


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 19 of 46
Frequent Contributor

Re: Who’s purchasing the new IPhone 11 on their Apple Card?

Oh thanks for the technical advise about updating my signature with my phone. Yes I agree with you about upgrading from your XS to 11 pro. I wouldn’t either if I were in your shoes. I had a note at one point don’t remember which one. I believe it was the one before the one that would catch fire. It was a great tool no doubt. But I wanted a change and went back to iPhone. Who knows what the future holds.
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 6,100
Citi Double Cash 8,300
Citi Simplicity 1,500
Home Depot 1,000
Discover 7,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 Fico 8 Scores EQ=690 EX=670 TU=666 Scores and CL current as of 7/24/19 AAoA=7yr6months AoOA=17yrs
Message 20 of 46
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.