Showing results for 
Search instead for 
Did you mean: 


Frequent Contributor


I love the MyFico forum, and really appreciate most of the people here and the contributions made. I have to say, however, that I get so turned off by the rude, condescending attitudes by some of the contributors. There are a few that ALWAYS have something negative to say. What's the point of that? In my opinion  it  discourages many people from asking questions and seeking advice, or even sharing their own successes. I understand that we are all at different levels in this credit process, and I even admit that a little research on the part of posters may be warranted, but it still isn't necessary to be rude and belittling. I have to wonder if its the anonymity of this online forum that brings out the worst in some people, or if some of you guys are jerks in your everyday lives....


Oh well, I'm off my soapbox. I feel better now. 


Carry on Smiley Happy



Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Message 1 of 7
Frequent Contributor

Re: Why???

Venting is good!

Message 2 of 7
Regular Contributor

Re: Why???

I know exactly what you mean. Too bad im guilty of it sometimes. It just happens though. Good thing it is only an online forum and people dont, well shouldnt get offended. I see where your coming from though.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 3 of 7
Established Contributor

Re: Why???

Unfortunately, that's the nature of online forums (no matter the venue) - they have a tendency to bring out the worst in people due to the anonymity.  People let their other "nasty" side come out many times because they don't see the need for a filter.


There are several on here, though, who always remain positive and helpful in their posts/responses - kudos to them!

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 4 of 7
Moderator Emeritus

Re: Why???

Bah,, humbug.. Lol.. j/k.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 7
Super Contributor

Re: Why???

This forum is pretty tame compaired to most out there.  As in many aspects of money, it tends to bring out the best and worst in people.

06/13/2018: FICO 821 EQ 814 TU 808 EX
Message 6 of 7
Senior Contributor

Re: Why???

There's always a rotten apple in the bunch.  Smiley Very Happy  IGNORE them.

Message 7 of 7