Would you take a hard hit for $200?

[Anonymous]

I work for a mystery shopping company that specializes in banks etc

I'm being offered $200 to go apply for a credit card at BoA - basically I would go apply and write down a lot of details about the process I went through and the service I was provided - it's so the bank can improve their customer service. The company has paid me before so they are not a scam. 

Would you guys take a hard hit for $200? My profile is squeaky clean with 4 credit cards and my EX has 7 hard inqs right now.... FICO 710-730 across the board. 

[Anonymous]

Only if I would have use for the card.

[Meanmchine]

<raises hand>

[Anonymous]

Absolutely not.

You can go through the entire process at a bank without actually applying or hitting the "Submit" button.

[Anonymous]

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@Anonymous wrote:

I work for a mystery shopping company that specializes in banks etc

I'm being offered $200 to go apply for a credit card at BoA - basically I would go apply and write down a lot of details about the process I went through and the service I was provided - it's so the bank can improve their customer service. The company has paid me before so they are not a scam. 

Would you guys take a hard hit for $200? My profile is squeaky clean with 4 credit cards and my EX has 7 hard inqs right now.... FICO 710-730 across the board. 

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If I didn't have so many inquires I would consider it....

[Aduke1122]

No not at all unless you actually do want the card then it would be a bonus if you got approved and paid for the experience of it too

[Anonymous]

I personally wouldn't. 

[Cherekas]

I would take the hard pull if I wasnt planning for any big ticket items (mortgage/car finance or refinance). Sure and if you have use for the card, thats the bonus!

[Anonymous]

Not for $200 no.  But if I actually wanted the card then yes.  The card should be the motivating factor, then the $200 is just a bonus.

[Anonymous]

Yeah the hard pull will go away in time but you still get to keep the 200 dollars.