You're a Credit Addict If...

[djc1puno]

...when you look forward to actually paying your bills bc you can't wait to see how many points your score will rise after they report

[masscredit]

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@djc1puno wrote:

...when you look forward to actually paying your bills bc you can't wait to see how many points your score will rise after they report

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This and when the first thing you do when you wake up is grab your phone to log in and see if your scores changed on update day. 

[1_2]

when you google how many days it is before you can app again. lol Ive seriously done that. Shoot.

[chwebb1]

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@09Lexie wrote:
-you have the numbers for credit analysts saved as a Contact in your phone
-you can rattle off sign up bonuses, offers etc
-you check your CR's daily
-you make purchases based on statement dates
-you calculate your util as often as you pull your CR's

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Doesn't everyone do this?

Also, according to your browser, your most frequently visited sites include americanexpress.com, discover.com, and citi.com checking your balances and rewards. And you also have to calculate your utilization ratio every time you log in to remain under 10%.

[KoolDev]

When you get mad at your phone because you cant sign into to check your scores and the forum !

[cookiebird]

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@djc1puno wrote:

...when you look forward to actually paying your bills bc you can't wait to see how many points your score will rise after they report

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this has been my favorite part of rebuilding!

[CCspoiledbrat1]

1) When you create a spreadsheet for cc's and update it daily or at least glance at it.
2) That akward moment when you try to explain to a friend that CreditAddict & Lexie09 are your NEW Forum besties : /
3) Before applying for new credit you want to know the Underwriting Bank. -smart a¥¥!!!!

[masscredit]

Adding to this... I used the wrong credit card to pay for a gallon of milk last night. The charge won't post to my account until the weekend and the statement closes Saturday night so I'd end up with it posting as a balance of $3.99 instead of my usually zero. Couldn't make the payment online because it hadn't posted, using Bill Pay though my bank wouldn't get it done in time (I did it anyway, just in case) so I called Cap 1 to see what could be done. They were able to take a payment on my debit card so it will post tomorrow, just before the statement closes.  All that to cover a gallon of milk  

[creditFiend]

Guilty!
I have EO & backdoor numbers saved as contacts.
Check reports daily. Make purchases based on stmt dates. Glad to now know I'm not 100% looney. Lol

[sterl1002]

... You come up with ridiculous reasons to justify apping for more cards. ex. "The dry cleaner takes Discover, so I better app for a Discover card!" (when they would take any one of your many Visa or Mastercards also). Not that that's anyone I know