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When I read the title I thought you were talking about SD cards like for data storage on a phone. No, I don't lock those. 😄
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FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
@AndySoCal wrote:@crystal626 @I was not aware of Bank of America and Chase policies on locked cards. I have never bank with Chase and this point never will. Bank of America I have banked with in the past and never will in the future. I want bank when a card is locked does not allow any transactions to go through for any reason.
I find it pointless to have the physical card being locked also lock active mobile wallet tokens since there's extra verification to even add a card to mobile wallet in the first place and even if a fraudster gets ahold of your physical card, if it's locked, they can't add it to a mobile wallet anyway. A separate lock for mobile wallet like Discover and BoA have is fine but I would love it if all my cards could be locked and I could still use them with mobile wallet. I'd have no risk of fraud while also still having all the convenience of mobile wallet.