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do you miss the days pre chip?

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mfinsmi1
Established Contributor

do you miss the days pre chip?

I feel like the cards look more ugly with a giant chip in them. Now that cards are going more digital / tap to pay - i hope they remove the chip all togeather and restore the beauty of what cards used to look like. (i probably am alone in thinking this lol)

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Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 1 of 34
33 REPLIES 33
Credit4Growth
Senior Contributor

Re: do you miss the days pre chip?

IME, if the card has a design I like then I do not really mind the chip but yes I do prefer the appearance of a card without it.
I noticed in your signature your NavyFed cards have the appearance of a chip. While both my Flagship and Platinum do not display a visible chip, they both have the tap-to-pay function.

Message 2 of 34
OmarGB9
Community Leader
Super Contributor

Re: do you miss the days pre chip?

I don't mind the chip. Especially since it's more secure than magstripe.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

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Message 3 of 34
Credit4Growth
Senior Contributor

Re: do you miss the days pre chip?

 

 


@OmarGB9 wrote:

I don't mind the chip. Especially since it's more secure than magstripe.


I guess I had forgot about that and that has more importance to me!

Message 4 of 34
BijouMan
New Contributor

Re: do you miss the days pre chip?


@Credit4Growth wrote:

IME, if the card has a design I like then I do not really mind the chip but yes I do prefer the appearance of a card without it.
I noticed in your signature your NavyFed cards have the appearance of a chip. While both my Flagship and Platinum do not display a visible chip, they both have the tap-to-pay function.


If your card is contactless but doesn't have a chip, it means it uses the legacy MSD contactless system that was used in the USA before we finally got EMV. I don't think MSD contactless cards work anymore. Contactless cards and machines in Europe have always used EMV contactless, which is now the international system.

Message 5 of 34

Re: do you miss the days pre chip?


Yep! Thought I was the only one, sliding is much easier than inserting and waiting haha. I hate it!

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Message 6 of 34
MrTom
Frequent Contributor

Re: do you miss the days pre chip?

The cards looked nicer without the chip, but what is more important is they are more secure.  Chip cards also gurantees the funds to the retailers that accepted it, where in the swipe days the retailer lost out on a fradulent charge.



Starting Score: May 23, 2016 EQ 537 TU 518 EX 548
Recent Scores: EQ 839 TU 824 EX 821
Goal Score: 840
Current Vantage 3.0: 808
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Message 7 of 34
mfinsmi1
Established Contributor

Re: do you miss the days pre chip?

totally respect the security , I dont want to go back to the days of swiping but I either use my Apple Pay or I touch the card to the machine and im done , so much better than inserting and than having to wait to remove the card
Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 8 of 34
Anonymous
Not applicable

Re: do you miss the days pre chip?


@mfinsmi1 wrote:

I feel like the cards look more ugly with a giant chip in them. Now that cards are going more digital / tap to pay - i hope they remove the chip all togeather and restore the beauty of what cards used to look like. (i probably am alone in thinking this lol)


I preferred swipe and go. Much quicker.

Message 9 of 34
Anonymalous
Valued Contributor

Re: do you miss the days pre chip?

No love for the credit card imprinter and big blocky raised numbers? Smiley LOL

 

https://www.youtube.com/watch?v=dfxD1ohT2N0

Message 10 of 34
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