home insurance score?

[phillyguy12]

i know ck is fako but anyone have any ideas on the auto insurance and homeowners score they give? i dont put much faith in their models but i am scratching my head w/ the homeowners one, all my other scores have steadily increased over time and even this month both the tu and vantage score were up a few points the auto one doesn't really move, the home one seems to move more often but usually up, but today it plummeted 58 points!  no new credit, no new hps,  ult is steady at 10 % 

[Burned2manybridgesB4]

I believe most insurance U/Ws use LexisNexis for your "non financial" reporting. Tickets, accidents, policy claims..etc, etc.