thank you everyone. Just a couple of things I have learned on here that might help some people:
1. Always pay everything on time remember its not late unless its at least 30 days past the due date (you might get a late fee)
2. Spread out the HP as much as you can across the three boards
3. Keep your ultiz under 9% on one card and rest at 0 (only need to do this if you want to apply for something next month)
4. The triple pull cap one is not as bad as it seems cause you get unlimited CLI request without hp ( Cap one EO is great)
5. Sallie mae is the best card get it now before they change anything to the rewards
6. Be careful with amex AF they can add up quick and make it hard to get your money back for rewards
7. Dont be afraid of secured cards its your money think of it as a savings account (i would have never been where i am today without one)
8. Stay away from credit one, first premiere and other subprime banks with high AF and high APR secured cards are a much better option.
9. Find a local credit union they can offer a lot of things a big bank cant
10. If your unsure if you will get approved apply for chase and barclaycard products you can recon with them (never take the first no) stay away from amex and discover no chance at recon
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000
Last app July 22nd 2015- No apps for two years.
