show us your credit cards!

[Transmogrifying_Bee]

NINE bank-type cards.

ZERO store / gas cards.  (I recently canceled a Shell card since they kept lowering my CL due to lack of use.)

[CAnNY]

Four, but none are store or gas cards. 

I plan to add amex, Macy's if they let me back in, Home Depot and maybe a gas card. I may stop at amex since I don't want too many cards since it may be hard to manage them all. 

[eagle2013]

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@TeamPunishment wrote:

I as well am a "Cash" Person.................and a "broke" college kid but it's always a good feeling to walk into the bank and get approved for a 25,000.00 auto loan and have over 10,000.00 available in emergency credit. Stick to your goals! Only company I can't get a limit increase from is chase.......UGH 

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Not making a lifestyle judgement, but I would not think of your credit limits as "emergency" credit. The key to keeping your FICO score high is using as little of your availiable credit as possible. It is also a benefit for CCCs to see your history with higher limits when applying for new credit. This is primarily why folks make a huge stink here about not getting CLIs - it isn't because they necessarily need them. Unforseen expenses would best come from a emergency fund (cash) to be paid off in full (or mostly so) should you use your CC. 

Back on topic, I have 6 credit cards (2 AU) and 2 store cards (Macy's and Old Navy)

[Gunnar419]

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@eagle2013 wrote:

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@TeamPunishment wrote:

I as well am a "Cash" Person.................and a "broke" college kid but it's always a good feeling to walk into the bank and get approved for a 25,000.00 auto loan and have over 10,000.00 available in emergency credit. Stick to your goals! Only company I can't get a limit increase from is chase.......UGH 

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Not making a lifestyle judgement, but I would not think of your credit limits as "emergency" credit. The key to keeping your FICO score high is using as little of your availiable credit as possible. It is also a benefit for CCCs to see your history with higher limits when applying for new credit. This is primarily why folks make a huge stink here about not getting CLIs - it isn't because they necessarily need them. Unforseen expenses would best come from a emergency fund (cash) to be paid off in full (or mostly so) should you use your CC. 

Back on topic, I have 6 credit cards (2 AU) and 2 store cards (Macy's and Old Navy)

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Though I agree that it's good to have an emergency cash stash, I still consider my high cc limits to be emergency credit. What if I'm traveling and my car breaks down? What if I have to book a flight and hotels suddenly because a relative across the country is in an accident? Cash is NOT good for certain types of emergencies at all, so I agree with TeamPunishment.

I know you have to be careful in using cards for emergencies, and maybe it's good to be able to pay them off from a cash stash afterward, but there's NOTHING wrong with having high CLs strictly for emergency.

[Gunnar419]

And to stay on topic, 7 total, 6 general and 1 store.

[chwebb1]

I currently have 6, but I'm looking at cancelling the BB&T card in the not too distant future.

[lg8302ch]

all cards I ever had are in my signature - no closed account - no store cards

[bradb]

I have 11 credit cards and 3 store cards. I just realized I have an addiction!

[BearsAndTurtlesRtheBest]

I have 0 credit cards and plan to keep it that way until who knows when.

[jamesdwi]

I have 2,  to many credit cards

27 reporting, 3 more will be reporting in a couple months or so.  

mix of store and major credit cards, not in low limit hell thank god!!!

see signature for details.