No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have 5 separate student loans (they are all trated separately) with Access Group/ACS/Conduent that were considered 90 days late in January of 2012. I wont bore you with details, but ACS took the blame on the mistakes but it still is not off my credit report after 2 years of trying to get ACS to send letters to the Bureaus.
That being said my scores are 738/727/741 currently, but I am about to apply for a Mortgage.
Does anyone know how much 6 year old 90-day late payments for student loans are actually affecting my scores?