cancel
Showing results for 
Search instead for 
Did you mean: 

ACS now Nelnet. Should I dispute old ACS accounts that show delinquency?

New Visitor

ACS now Nelnet. Should I dispute old ACS accounts that show delinquency?

Most of my late payments stem from student loans.  My old ACS loans have been sold multiple times and now sit with Nelnet.  The old ACS accounts show lots of late payments.  Would a dispute on these cause any problems?

Also, I have several Navient loans that have now closed, though I still have several Navient loans current.  Should I dispute the closed loans that have late payments showing or would lead to problems with active Navient loans?

Message 1 of 2
1 REPLY
Frequent Contributor

Re: ACS now Nelnet. Should I dispute old ACS accounts that show delinquency?

When my old servicer went out of business, my loans for transferred to a different servicer. The new servicer wasn't showing any previous history. I disputed the entry with the old servicer because at the time they did it there was an option to validate the lates. I guess since there was nobody there to respond. The whole thing was removed (for the old servicer only).
You could always try. You'll have to come up with a valid reason to dispute something. And since your files got sent to your new servicer, there's a possibility they might be and to pull it up? I don't know. I just know the servicers are extremely unorganized. If it were me and if Nelnet showed your original loan dates, I would go for it!
Good luck. 🙂



Message 2 of 2