I am having the hardest time getting ACS removed after I rehabbed the loan. The CA that was collecting has been removed and my loan has been picked up by a new lender, though they are not reporting as yet. Last year when I was making my rehab payments, an ACS representative told me they would remove the trade lines after they get word of the rehab being completed. Now, everytime I call them, they keep saying they don't have any information because the loan was sold and to call the new servicer. I am going in circles....urg!!