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The only late payments on my credit report as of today are from being late 5 times on Navient. Is there any way that I could have them remove these for me The lates are from early 2015 and I have been current since then and am on an income repayment schedule which is $0 a month.
@Anonymous wrote:The only late payments on my credit report as of today are from being late 5 times on Navient. Is there any way that I could have them remove these for me The lates are from early 2015 and I have been current since then and am on an income repayment schedule which is $0 a month.
You can try to send a goodwill letter explaining your situation. There are plenty examples in the forum on how to write one. Other than that ther isn't much of a resource to use to remove them. Navient will not budge on the removal of lates unless there is something "inaccurate" they perhaps reported along with your lates.