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Hello there! I am currently pursuing my doctoral degree and have a hefty amount of federal student loans. I plan to purchase my first home and a new car in the next 3-4 years when I graduate and get settled down.
I am not certain if this is possible but can someone backdate individual loans? My oldest loan from Nelnet is 8 years old whereas my youngest one is 6 years old. If you were able to accomplish this, how did you do so? If I can't do this as a student, can this be done once all my loans are consolidated?
Looking for answers
It's best to leave them as is. It's almost impossible to say what impact, if any, on your credit report this Will have. Some have made certain changes only to have it backfire. Age of accounts is only one factor that affects your score. Look at your entire report and see how you can improve it.