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Can I qualify for a home loan

New Contributor

Can I qualify for a home loan

I have about $60,000 in student loan debts, that are currently in deferment because I am still in school. My husband and I are about to apply for a home loan, with me not being on the mortgage, but they will count my debt in with his. Do you think we will be able to qualify with my student loans totalling around $60,000?

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Valued Contributor

Re: Can I qualify for a home loan

It depends on your debt-to-income ratio.  If the bank thinks you will be able to handle paying the mortgage and the student loans, it shouldn't be an issue.

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