My private student loan is listing different DOFDs. Is this a valid dispute to have it removed from my report? The October 2013 last payment date on TU is actually the 150 Failed to Pay date. This should fall off in 2020 so I'm also wondering if I want to poke the bear but it's my last negative.
TU:
Last Payment - 10/15/2013
Status - Collection / Charge-Off
Remarks - Charged off as bad debt|Transfer
EXP:
May 2013 - 60 Days
Account Status - Closed
Payment Status - Account transferred to another office
Payment Status - Account transferred to another office
Starting Score: 543
This might do better under credit repair, even though it's about your student loans.
You could always dispute it, but I think you're right, it's a risk. Personally I'd just try for early exclusions starting 6 months from each DOFD.
Someone else can probably be more helpful.
You could always dispute it, but I think you're right, it's a risk. Personally I'd just try for early exclusions starting 6 months from each DOFD.
Someone else can probably be more helpful.
Thank you. I reposted. Not sure how to delete from here.