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Charged off private student loan reporting wrong DOFD

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putthecashinthebag
Established Member

Charged off private student loan reporting wrong DOFD

My private student loan is listing different DOFDs. Is this a valid dispute to have it removed from my report? The October 2013 last payment date on TU is actually the 150 Failed to Pay date. This should fall off in 2020 so I'm also wondering if I want to poke the bear but it's my last negative. 
 
TU:
Last Payment - 10/15/2013
Status - Collection / Charge-Off
Remarks - Charged off as bad debt|Transfer
 
EXP:
May 2013 - 60 Days
Account Status - Closed
Payment Status - Account transferred to another office
Starting Score: 543
Current Score: 654
Goal Score: 740

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2 REPLIES 2
Sabii
Valued Contributor

Re: Charged off private student loan reporting wrong DOFD

This might do better under credit repair, even though it's about your student loans.

You could always dispute it, but I think you're right, it's a risk. Personally I'd just try for early exclusions starting 6 months from each DOFD.
Someone else can probably be more helpful.



Message 2 of 3
putthecashinthebag
Established Member

Re: Charged off private student loan reporting wrong DOFD

Thank you. I reposted. Not sure how to delete from here. 

Starting Score: 543
Current Score: 654
Goal Score: 740

Take the myFICO Fitness Challenge


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