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I'm ecstatic right now. My old tuition bill with Conserve was closed and removed from my report. I would never have known it was gone had my score not gone up almost 50 points and I got an alert on myfico. I called the school and they told me I had to pay Conserve. I called Conserve and they told me that the account was closed and that I would have to pay the school directly. I immediately called the school and explained it all and paid the bill! I avoided another 4 years with this account on my credit report and I also got out of paying the collection fee! I was told by Conserve that they have a time limit with their accounts and that's why the account was closed. No idea if that's correct, but I'm happy as it was my only negative remaining! I had previously tried talking to the school numerous times, as well as asking for a PFD with Conserve, but to no avail. It's a good day!!
Woah! You certaintly did get lucky there.
What are your scores now?
It bumped my scores and I'm in the mid to upper 600's with my only negative gone now, but I have high utilization on my cards right now. I'll be well over 700 once I get those down. Pays to keep an eye on your scores for this reason, as creditors do change. I wonder how often this happens in someone's favor? I'm fortunate I caught it and was able to pay!