Some federal student loans are exempted from the normal credit report exclusion provisions of the FCRA, such as Perkins and FFEL loans. See sections 453 and 430A of the Higher Education Act.
However, if I recall correctly, Stafford loans are not exempted under the Higher Education Act from the normal FCRA exclusion provisions, which would apply. Neither of the exclusion periods of the FCRA for account derogs, such as 7 years from delinquency for monthly delinquencies and 7 years plus 180 days from DOFD for charge-offs and collections, are exempted, and would thus still apply.
Neither is reset based on payments, and thus they should not be reinserted.
Robert, sorry I'm being a bit dense. My FFEL STAFFORD SUBSIDIZED just fell off my report, and went to a new collection agency. Are they NOT going to reappear on the report?