Defaulted Student Loan, Rehab and Consolidated Loans but Credit Status Reflecting Negatively

[Phoenix5]

Hi All,

Ok..I have an issue.  I had defaulted on my student loans and went into a rehab program and got them current and in good status.  As a part of that, a consolidation was offered in which it would pull all the loans (which I had over 15 small ones) together as one AND was suppose to be updated as paid, zero balance and all defaulted status cleared.  I completed this program back over a little over 2 years ago.

Well, here I am now clearing credit and Nelnet is showing 120 days past due and last date of reporting last  2010.  Today, I pulled a credit report and saw where they are showing "OPEN" accounts and closed ones 120 days past due still.  From what I understand, the defaulted status and the accounts once paid were to be removed and not show a negative status.  Is anyone familiar with the loan rehabilitation that was passed by Congress? Here is the link:  

http://www.gpo.gov/fdsys/pkg/CFR-2013-title34-vol4/pdf/CFR-2013-title34-vol4-sec682-405.pdf

Thanks for your help in advance......:-)  I have to laugh to keep from crying at this nonsense....I mean its so annoying!

[sdt]

I went through the same thing with student loan rehab. Most of my accounts now show a clean payment history and an account in good standing. I do have 1 that continues to show lates... I continue to write letters and dispute, but thus far I have gotten nowhere. I have a letter from rehab, that I continue to send in and it has gotten me nowhere.... I feel your pain!